Plan F has long been one of the most popular Medicare Supplement plans being offered. Recently, consumer demand has risen for one of the almost forgotten supplement plans, Medicare Supplement Plan G.
Plan G Now Available Through AARP
Plan G has not been part of the offerings from AARP Medicare Supplement plans through United Healthcare. Recently, United Healthcare made the announcement that they will soon be offering Medicare Supplement Plan G. It will be available in most states after July 1st, 2017, but will not yet be available nationwide. United Healthcare is making Plan G available due to the rising consumer interest in this plan. You can see the states that Plan G will be available in below:
You’ll notice that not every state is included in the chart above. The states that will not have Plan G offered are: Arkansas, Florida, Georgia, Hawaii, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, Texas, Vermont, and Wisconsin. There is currently no information available on whether or not these states will have Plan G offered in the future. If you live in one of the states where AARP will not be offering Plan G, you may want to contact them directly and let them know your desire to see Plan G offered in your state!
Medicare Plan F vs. Medicare Plan G
If you like Plan F, you’ll find there’s really not much difference between Medicare Supplement Plan F and Medicare Supplement Plan G. Plan F is know as the plan that pays for everything that Medicare doesn’t pay. Obviously, Medicare Plan G has to have some differences. The only difference between Plan F and Plan G is that Plan G does not pay for the Medicare Part B Deductible. Currently, the Medicare Part B deductible is $183. This means that if you elect to enroll in Plan G instead of Plan F, each year you would need to pay $183 first for any Medicare Part B services that you required. You should see a reduction in premium over Plan F since your coverage is slightly less with Medicare Supplement Plan G. You can find more information about what Medicare Part B covers in this post: What Is Medicare?
It’s also nice to know that the same Guarantee issue and underwriting guidelines will still be applied to the Plan G offering through AARP Medicare Supplement plans. AARP has historically offered some of the most lenient underwriting guidelines in the industry. This has made the AARP Medicare Supplement plans some of the easiest to qualify for based on your health.