The Alabama State Board of Insurance has licensed Blue Cross Blue Shield of Alabama to sell BCBS of Alabama Medigap plans (Medicare Supplement insurance) to Alabama seniors with Medicare benefits. A Medicare Supplement protects you from hospital and doctor bills, including deductibles, copayments and coinsurance, that Original Medicare does not pay. The underwriter has been selling supplemental insurance in Alabama for over The carrier offers a range of standardized plans (see below). years. Their plan offerings are outlined below. You can buy from BCBS of Alabama with confidence. They earned a rating from A.M. Best Company, nationally recognized for their financial analysis of insurance carriers.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
Alabama seniors with Medicare benefits are eligible to apply for a Blue Cross Blue Shield of Alabama Medigap Plan A policy. It's a Issue Age based premium. We recommend comparing this company's Plan A rate with these carriers:
- UnitedHealthcare Medigap Plan A (Alabama)
- Globe Life Medigap Plan A (Alabama)
- Central States Medigap Plan A (Alabama)
With this Medicare SELECT Plan B policy you will be required to to use hospitals and, in most cases, doctors within the insurance company's network. Blue Cross Blue Shield of Alabama offers this plan to Alabama seniors. Be sure to compare premiums:
Medicare SELECT is a managed care supplement plan (like an HMO or PPO) for Medicare beneficiaries. If you purchase this plan, Blue Cross Blue Shield of Alabama requires you to use the hospitals and, in some instances doctors, within the company's network. Other than that, this policy offers you the same great coverage as a standard Plan F. Compare the premium on this plan with these carriers to be sure you're getting the best price:
You are eligible to apply for a BCBS of Alabama Medicare Supplement if you are:
- A resident of Alabama,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
BCBS of Alabama offers plans in Birmingham, Auburn, Decatur, Dothan, Huntsville, Mobile, Montgomery, Tuscaloosa and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on