The Nebraska State Board of Insurance has licensed State Farm Mutual Auto Insurance Co to sell State Farm Medigap plans (Medicare Supplement insurance) to Nebraska seniors with Medicare benefits. Supplemental insurance protects you from hospital and doctor bills not covered by Original Medicare (e.g., deductibles, copayments and coinsurance, etc.). The underwriter has been selling supplemental insurance in Nebraska for over 31 years. Their plan offerings are outlined below. A.M. Best Company, a nationally recognized insurance rating company, gave State Farm an A++ rating.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
Nebraska seniors with Medicare benefits are eligible to apply for a State Farm Mutual Auto Insurance Co Medigap Plan A policy. It's a Attained Age based premium. We recommend comparing this company's Plan A rate with these carriers:
- American Continental Medigap Plan A (Nebraska)
- UnitedHealthcare Medigap Plan A (Nebraska)
- United of Omaha Medigap Plan A (Nebraska)
Plan C covers every penny of what Medicare approves, up to the approved payment amount. In other words, there are only two instances in which Plan C will not cover what is left of your charges after Medicare pays its share. The first instance is when Medicare doesn’t approve the charge at all. The second is when your healthcare provider charges more than the Medicare approved amount. This is because Plan C does not cover Medicare Part B Excess Charges.
If you take care to avoid the Medicare Part B excess charges, this is an attractive policy, and State Farm Mutual Auto Insurance Co offers it in Nebraska. The monthly premium is calculated using the Attained Age cost method. Before you make a final decision, be sure to compare. Here are a few companies with good rates:
- BCBS of Nebraska Medigap Plan C (Nebraska)
- Central States Medigap Plan C (Nebraska)
- Family Life Medigap Plan C (Nebraska)
Plan F is the most popular of all supplements. It offers comprehensive coverage for everything Original Medicare doesn’t cover as long as the charge is approved.
There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap. Period.
The two gaps that are not covered are At Home Recovery and Preventative Care. These expenses are not covered by Medicare at all.
Plan F is by far the most commonly purchased Medicare supplement in Nebraska. State Farm Mutual Auto Insurance Co offers a good Medigap Plan F, however, don't forget to compare prices. Make sure you're getting the lowest premium available in Nebraska by comparing quotes from these insurance carriers:
- American Continental Medigap Plan F (Nebraska)
- United of Omaha Medigap Plan F (Nebraska)
- BCBS of Nebraska Medigap Plan F (Nebraska)
You are eligible to apply for a State Farm Medicare Supplement if you are:
- A resident of Nebraska,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
State Farm offers plans in Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on