|Plan Type||Est. Premium*|
|Medigap Plan A:||$132.00||(shop rates)|
|Medigap Plan F:||$166.00||(shop rates)|
|Medigap Plan FH:||$68.00||(shop rates)|
|Medigap Plan N:||$130.00||(shop rates)|
*Premiums shown are samples for a 65 year old, non-smoking woman in Washington. You must request a quote to get an exact premium for your situation.
Premera Blue Cross is licensed in Washington to sell Premera Blue Cross Medigap Plans. This page outlines the Medicare Supplement insurance available from this carrier, as well as resources to get an accurate quote. A Medicare Supplement protects you from hospital and doctor bills, including deductibles, copayments and coinsurance, that Original Medicare does not pay. The underwriter has been selling supplemental insurance in Washington for over The carrier offers a range of standardized plans (see below). years. Their plan offerings are outlined below. Premera Blue Cross received an A- rating from A.M. Best Company, the leading provider of credit ratings and financial data for the insurance industry.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
Washington seniors with Medicare benefits are eligible to apply for a Premera Blue Cross Medigap Plan A policy. It's a Community Rated based premium. We recommend comparing this company's Plan A rate with these carriers:
- Globe Life Medigap Plan A (Washington)
- UnitedHealthcare Medigap Plan A (Washington)
- Transamerica Medigap Plan A (Washington)
Plan F is the most popular of all supplements. It offers comprehensive coverage for everything Original Medicare doesn’t cover as long as the charge is approved.
There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap. Period.
The two gaps that are not covered are At Home Recovery and Preventative Care. These expenses are not covered by Medicare at all.
Plan F is by far the most commonly purchased Medicare supplement in Washington. Premera Blue Cross offers a good Medigap Plan F, however, don't forget to compare prices. Make sure you're getting the lowest premium available in Washington by comparing quotes from these insurance carriers:
- UnitedHealthcare Medigap Plan F (Washington)
- Transamerica Medigap Plan F (Washington)
- Globe Life Medigap Plan F (Washington)
Offering benefits similar to Plan D, Plan N features a $20 co-payment for doctor visits and a $50 co-payment for emergency room visits. These co-pays are applied once the annual deductible is met. Most Plan N premiums are approximately 70% of a Plan F and 77% of Plan D premiums.
Plan N gives you all of the basic coverage benefits, plus it pays your Medicare Part A deductible. You pay the Part B deductible and the Part B excess charges. You are also responsible for a $20 co-pay when you visit the doctor and up to $50 for each emergency room visit. If saving money is your goal, this plan will help. Compare premiums with these carriers before you buy:
- UnitedHealthcare Medigap Plan N (Washington)
- Colonial Penn Medigap Plan N (Washington)
- Humana Medigap Plan N (Washington)
You are eligible to apply for a Premera Blue Cross Medicare Supplement if you are:
- A resident of Washington,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Premera Blue Cross offers plans in Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Renton, Yakima, Bellingham, Kennewick, Auburn, Pasco, Marysville, Lakewood, Redmond, Shoreline, Kirkland, Richland, Olympia and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on