This page outlines Medico Insurance Company Medigap Plans sold in West Virginia. Medico is licensed with the West Virginia State Board of Insurance to sell Medicare Supplement insurance. A Medicare Supplement protects you from hospital and doctor bills, including deductibles, copayments and coinsurance, that Original Medicare does not pay. The company has been selling supplements for more than 20 years. Their full range of plans for West Virginia seniors are listed below. Medico received an B+ rating from A.M. Best Company, the leading provider of credit ratings and financial data for the insurance industry.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
West Virginia seniors with Medicare benefits are eligible to apply for a Medico Insurance Company Medigap Plan A policy. It's a Attained Age based premium. We recommend comparing this company's Plan A rate with these carriers:
- UnitedHealthcare Medigap Plan A (West Virginia)
- Globe Life Medigap Plan A (West Virginia)
- Continental Life Medigap Plan A (West Virginia)
Plan D covers most of the high risk areas not covered by Medicare. Most often the premium for a Plan D is less than the more comprehensive plans, like Plan F and G, but it leaves gaps in the coverage that these plans don’t.
People who choose this plan frequently do so because they are willing to risk the potential expense of the Part B deductible, preventative care and Medicare Part B excess charges. Before purchasing this plan be sure to compare rates on Plan F and G, as well.
Medico Insurance Company offers a Plan D policy in West Virginia. It's not the most common plan, but here are a couple carriers we think you should check out to see if they offer a better price:
- Sterling Investors Medigap Plan D (West Virginia)
- United National Medigap Plan D (West Virginia)
- Assured Life Association Medigap Plan D (West Virginia)
Plan F is the most popular of all supplements. It offers comprehensive coverage for everything Original Medicare doesn’t cover as long as the charge is approved.
There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap. Period.
The two gaps that are not covered are At Home Recovery and Preventative Care. These expenses are not covered by Medicare at all.
Plan F is by far the most commonly purchased Medicare supplement in West Virginia. Medico Insurance Company offers a good Medigap Plan F, however, don't forget to compare prices. Make sure you're getting the lowest premium available in West Virginia by comparing quotes from these insurance carriers:
- Continental Life Medigap Plan F (West Virginia)
- Central States Medigap Plan F (West Virginia)
- UnitedHealthcare Medigap Plan F (West Virginia)
You are eligible to apply for a Medico Medicare Supplement if you are:
- A resident of West Virginia,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Medico offers plans in Charleston, Huntington, Parkersburg, Morgantown, Wheeling and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on