|Plan Type||Est. Premium*|
|Medigap Plan A:||$127.81||(shop rates)|
|Medigap Plan B:||$177.28||(shop rates)|
|Medigap Plan F:||$198.65||(shop rates)|
|Medigap Plan FH:||$41.80||(shop rates)|
|Medigap Plan N:||$152.67||(shop rates)|
*Premiums shown are samples for a 65 year old, non-smoking woman in Nebraska. You must request a quote to get an exact premium for your situation.
This page outlines Liberty National Life Insurance Co Medigap Plans sold in Nebraska. Liberty National is licensed with the Nebraska State Board of Insurance to sell Medicare Supplement insurance. A Medicare Supplement protects you from hospital and doctor bills, including deductibles, copayments and coinsurance, that Original Medicare does not pay. This insurance carrier has participated in the supplement insurance market for 4 years and offers a range of plans for Nebraska seniors (see plans offered below). Liberty National received an A+ rating from A.M. Best Company, the leading provider of credit ratings and financial data for the insurance industry.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
Nebraska seniors with Medicare benefits are eligible to apply for a Liberty National Life Insurance Co Medigap Plan A policy. It's a Attained Age based premium. We recommend comparing this company's Plan A rate with these carriers:
- American Continental Medigap Plan A (Nebraska)
- UnitedHealthcare Medigap Plan A (Nebraska)
- United of Omaha Medigap Plan A (Nebraska)
Plan B is available in most states. It covers basic benefits plus your Skilled Nursing coinsurance, but nothing else. In some rare cases, the premium for this policy could make it worth taking on the risk of those things not covered. Most people find a better alternative by choosing a Plan D, G, or H at a similar price.
You can get Plan B in Nebraska from Liberty National Life Insurance Co . They use the Attained Age cost method to calculate their monthly rates. Before making your final decision, you might want to compare premiums with these carriers:
- American Continental Medigap Plan B (Nebraska)
- Central States Medigap Plan B (Nebraska)
- Sentinel Security Medigap Plan B (Nebraska)
Plan F is the most popular of all supplements. It offers comprehensive coverage for everything Original Medicare doesn’t cover as long as the charge is approved.
There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap. Period.
The two gaps that are not covered are At Home Recovery and Preventative Care. These expenses are not covered by Medicare at all.
Plan F is by far the most commonly purchased Medicare supplement in Nebraska. Liberty National Life Insurance Co offers a good Medigap Plan F, however, don't forget to compare prices. Make sure you're getting the lowest premium available in Nebraska by comparing quotes from these insurance carriers:
- American Continental Medigap Plan F (Nebraska)
- United of Omaha Medigap Plan F (Nebraska)
- BCBS of Nebraska Medigap Plan F (Nebraska)
Offering benefits similar to Plan D, Plan N features a $20 co-payment for doctor visits and a $50 co-payment for emergency room visits. These co-pays are applied once the annual deductible is met. Most Plan N premiums are approximately 70% of a Plan F and 77% of Plan D premiums.
Plan N gives you all of the basic coverage benefits, plus it pays your Medicare Part A deductible. You pay the Part B deductible and the Part B excess charges. You are also responsible for a $20 co-pay when you visit the doctor and up to $50 for each emergency room visit. If saving money is your goal, this plan will help. Compare premiums with these carriers before you buy:
- American Continental Medigap Plan N (Nebraska)
- Heartland National Medigap Plan N (Nebraska)
- GPM Life Medigap Plan N (Nebraska)
You are eligible to apply for a Liberty National Medicare Supplement if you are:
- A resident of Nebraska,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Liberty National offers plans in Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on