|Plan Type||Est. Premium*|
|Medigap Plan A:||$70.86||(shop rates)|
|Medigap Plan B:||$116.10||(shop rates)|
|Medigap Plan C:||$133.34||(shop rates)|
|Medigap Plan F:||$134.40||(shop rates)|
*Premiums shown are samples for a 65 year old, non-smoking woman in Mississippi. You must request a quote to get an exact premium for your situation.
The Mississippi State Board of Insurance has licensed Globe Life & Accident Insurance Co to sell Globe Life Medigap plans (Medicare Supplement insurance) to Mississippi seniors with Medicare benefits. Supplemental insurance protects you from hospital and doctor bills not covered by Original Medicare (e.g., deductibles, copayments and coinsurance, etc.). This insurance carrier has participated in the supplement insurance market for 31 years and offers a range of plans for Mississippi seniors (see plans offered below). A.M. Best Company, a nationally recognized insurance rating company, gave Globe Life an A+ rating.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
Mississippi seniors with Medicare benefits are eligible to apply for a Globe Life & Accident Insurance Co Medigap Plan A policy. It's a Attained Age based premium. We recommend comparing this company's Plan A rate with these carriers:
- UnitedHealthcare Medigap Plan A (Mississippi)
- Heartland National Medigap Plan A (Mississippi)
- Philadelphia American Medigap Plan A (Mississippi)
Plan B is available in most states. It covers basic benefits plus your Skilled Nursing coinsurance, but nothing else. In some rare cases, the premium for this policy could make it worth taking on the risk of those things not covered. Most people find a better alternative by choosing a Plan D, G, or H at a similar price.
You can get Plan B in Mississippi from Globe Life & Accident Insurance Co . They use the Attained Age cost method to calculate their monthly rates. Before making your final decision, you might want to compare premiums with these carriers:
- Central States Medigap Plan B (Mississippi)
- American Continental Medigap Plan B (Mississippi)
- Assured Life Association Medigap Plan B (Mississippi)
Plan C covers every penny of what Medicare approves, up to the approved payment amount. In other words, there are only two instances in which Plan C will not cover what is left of your charges after Medicare pays its share. The first instance is when Medicare doesn’t approve the charge at all. The second is when your healthcare provider charges more than the Medicare approved amount. This is because Plan C does not cover Medicare Part B Excess Charges.
If you take care to avoid the Medicare Part B excess charges, this is an attractive policy, and Globe Life & Accident Insurance Co offers it in Mississippi. The monthly premium is calculated using the Attained Age cost method. Before you make a final decision, be sure to compare. Here are a few companies with good rates:
- Philadelphia American Medigap Plan C (Mississippi)
- Central States Medigap Plan C (Mississippi)
- Assured Life Association Medigap Plan C (Mississippi)
Plan F is the most popular of all supplements. It offers comprehensive coverage for everything Original Medicare doesn’t cover as long as the charge is approved.
There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap. Period.
The two gaps that are not covered are At Home Recovery and Preventative Care. These expenses are not covered by Medicare at all.
Plan F is by far the most commonly purchased Medicare supplement in Mississippi. Globe Life & Accident Insurance Co offers a good Medigap Plan F, however, don't forget to compare prices. Make sure you're getting the lowest premium available in Mississippi by comparing quotes from these insurance carriers:
- Heartland National Medigap Plan F (Mississippi)
- Philadelphia American Medigap Plan F (Mississippi)
- Combined Medigap Plan F (Mississippi)
You are eligible to apply for a Globe Life Medicare Supplement if you are:
- A resident of Mississippi,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Globe Life offers plans in Jackson, Gulfport, Hattiesburg, Biloxi, Southaven, Meridian, Tupelo, Greenville, Olive Branch and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on