|Plan Type||Est. Premium*|
|Medigap Plan A:||$89.70||(shop rates)|
|Medigap Plan B:||$129.12||(shop rates)|
|Medigap Plan C:||$157.10||(shop rates)|
|Medigap Plan F:||$167.75||(shop rates)|
*Premiums shown are samples for a 65 year old, non-smoking woman in Missouri. You must request a quote to get an exact premium for your situation.
The Missouri State Board of Insurance has licensed Globe Life & Accident Insurance Co to sell Globe Life Medigap plans (Medicare Supplement insurance) to Missouri seniors with Medicare benefits. Medicare Supplements help pay the deductibles, copayments and coinsurance that come with Original Medicare. The underwriter has been selling supplemental insurance in Missouri for over 31 years. Their plan offerings are outlined below. You can buy from Globe Life with confidence. They earned a A+ rating from A.M. Best Company, nationally recognized for their financial analysis of insurance carriers.
All insurance companies that sell Medicare Plans must offer Plan A. This is the most basic policy covering the portions of Medicare Part A and Part B that the government doesn’t pay.
Missouri seniors with Medicare benefits are eligible to apply for a Globe Life & Accident Insurance Co Medigap Plan A policy. It's a Issue Age based premium. We recommend comparing this company's Plan A rate with these carriers:
- Old Surety Medigap Plan A (Missouri)
- UnitedHealthcare Medigap Plan A (Missouri)
- Mutual of Omaha Medigap Plan A (Missouri)
Plan B is available in most states. It covers basic benefits plus your Skilled Nursing coinsurance, but nothing else. In some rare cases, the premium for this policy could make it worth taking on the risk of those things not covered. Most people find a better alternative by choosing a Plan D, G, or H at a similar price.
You can get Plan B in Missouri from Globe Life & Accident Insurance Co . They use the Issue Age cost method to calculate their monthly rates. Before making your final decision, you might want to compare premiums with these carriers:
- United Commercial Travelers Medigap Plan B (Missouri)
- UnitedHealthcare Medigap Plan B (Missouri)
- Thrivent Financial Medigap Plan B (Missouri)
Plan C covers every penny of what Medicare approves, up to the approved payment amount. In other words, there are only two instances in which Plan C will not cover what is left of your charges after Medicare pays its share. The first instance is when Medicare doesn’t approve the charge at all. The second is when your healthcare provider charges more than the Medicare approved amount. This is because Plan C does not cover Medicare Part B Excess Charges.
If you take care to avoid the Medicare Part B excess charges, this is an attractive policy, and Globe Life & Accident Insurance Co offers it in Missouri. The monthly premium is calculated using the Issue Age cost method. Before you make a final decision, be sure to compare. Here are a few companies with good rates:
- Forethought Life Medigap Plan C (Missouri)
- Christian Fidelity Medigap Plan C (Missouri)
- GPM Life Medigap Plan C (Missouri)
Plan F is the most popular of all supplements. It offers comprehensive coverage for everything Original Medicare doesn’t cover as long as the charge is approved.
There are No Co Pays, No Deductibles and No Out of Pocket Costs with Plan F. That means if your Medicare Part A or Part B pay a penny on any doctor or hospital charges, this policy will cover the gap. Period.
The two gaps that are not covered are At Home Recovery and Preventative Care. These expenses are not covered by Medicare at all.
Plan F is by far the most commonly purchased Medicare supplement in Missouri. Globe Life & Accident Insurance Co offers a good Medigap Plan F, however, don't forget to compare prices. Make sure you're getting the lowest premium available in Missouri by comparing quotes from these insurance carriers:
- Old Surety Medigap Plan F (Missouri)
- Bankers Fidelity Medigap Plan F (Missouri)
- Mutual of Omaha Medigap Plan F (Missouri)
You are eligible to apply for a Globe Life Medicare Supplement if you are:
- A resident of Missouri,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Globe Life offers plans in Saint Louis, Kansas City, Springfield, Independence, Columbia, Lees Summit, O'Fallon, Saint Joseph, Saint Charles, Blue Springs, Saint Peters, Florissant, Joplin, Chesterfield and most other areas of the state.
This page is maintained by 9/22/2015.and was last updated on