We have colledted data for 9 companies that sell Medicare Supplement insurance (Medigap) in New York. A Medigap plan helps you pay your Medicare deductibles, copayments and coinsurances. The rates shown are real samples in New York. They will help you find the lowest-cost, however, you must get a quote to see the exact rate for your situation.
What Every New York Senior Needs to Know About Original Medicare and Medigap
If you’re not already familiar with New York Medigap plans and how they protect you from medical care liability, please review our Medigap Information page. To protect seniors, all Medigap policies sold in New York are standardized. Medigap & You offers complete information about each type of Medigap policy and the benefits they provide.
Medigap vs. a New York Medicare Advantage Plan
If you find your Original Medicare benefits lacking but can’t afford a Medicare Supplement plan, there is a second option. It’s Medicare Advantage. We have the complete catalog of Medicare Advantage Plans available in New York. Most Medicare Part C plans also include a drug plan.
Add a New York Medicare Part D Plan for Prescriptions
A New York Medigap plan does not pay for your prescription drugs. If you need a Medicare Part D Plan (most seniors do), you can review the complete list of Medicare Part D Prescription Drug Plans available in New York.
Eligability and Availability
You are eligible to apply for Medicare Supplement insurance in New York if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Medigap plans are available in the following counties: Suffolk, New York, Richmond, Bronx, Westchester, Putnam, Rockland, Orange, Nassau, Queens, Kings, Albany, Schenectady, Montgomery, Greene, Columbia, Rensselaer, Saratoga, Fulton, Washington, Schoharie, Otsego, Hamilton, Delaware, Ulster, Dutchess, Sullivan, Warren, Essex, Clinton, Franklin, Saint Lawrence, Onondaga, Cayuga, Oswego, Madison, Cortland, Tompkins, Oneida, Seneca, Chenango, Wayne, Lewis, Herkimer, Jefferson, Tioga, Broome, Erie, Genesee, Niagara, Wyoming, Allegany, Cattaraugus, Chautauqua, Orleans, Monroe, Livingston, Yates, Ontario, Steuben, Schuyler, Chemung, and most rural areas not covered by health plan networks.