There are 26 insurance companies that sell Medigap plans in Kentucky. Medicare Supplements pay hospital and doctor bills not covered by Original Medicare, including deductibles and coinsurances. Please note that all of the rates shown are base rate samples from within your state. Use this information for comparison purposes only.
What Every Kentucky Senior Needs to Know About Original Medicare and Medigap
If you are not familiar with Medicare Supplement plans available in Kentucky, and how they can protect you from high medical expenses, please review our Medicare Supplement Plan information. In Kentucky all Medigap plans are standardized, but the prices are not. We give you a complete break down on all Medicare Supplement insurance policies and benefits.
Medigap vs. a Kentucky Medicare Advantage Plan
If you find your Original Medicare benefits lacking but can’t afford a Medicare Supplement plan, there is a second option. It’s Medicare Advantage. We have the complete catalog of Medicare Advantage Plans available in Kentucky. Most Medicare Part C plans also include a drug plan.
How-to Add A Prescription Drug Plan in Kentucky
A Kentucky Medigap plan does not pay for your prescription drugs. If you need a Medicare Part D Plan (most seniors do), you can review the complete list of Medicare Part D Prescription Drug Plans available in Kentucky.
Eligability and Availability
You are eligible to apply for Medicare Supplement insurance in Kentucky if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Medigap plans are available in the following counties: Shelby, Nelson, Trimble, Henry, Marion, Oldham, Jefferson, Washington, Spencer, Bullitt, Meade, Breckinridge, Grayson, Hardin, Mercer, Nicholas, Powell, Rowan, Menifee, Scott, Bath, Estill, Montgomery, Jessamine, Anderson, Woodford, Bourbon, Owen, Madison, Clark, Jackson, Rockcastle, Garrard, Lincoln, Boyle, Fayette, Franklin, Whitley, Laurel, Knox, Harlan, Leslie, Bell, Letcher, Clay, Perry, Campbell, Bracken, Harrison, Boone, Pendleton, Carroll, Grant, Kenton, Mason, Fleming, Gallatin, Robertson, Boyd, Greenup, Lawrence, Carter, Lewis, Elliott, Martin, Johnson, Wolfe, Breathitt, Lee, Owsley, Morgan, Magoffin, Pike, Floyd, Knott, Mccracken, Calloway, Carlisle, Ballard, Marshall, Graves, Livingston, Hickman, Crittenden, Lyon, Fulton, Warren, Allen, Barren, Metcalfe, Monroe, Simpson, Edmonson, Butler, Logan, Todd, Trigg, Christian, Daviess, Ohio, Muhlenberg, Mclean, Hancock, Henderson, Webster, Hopkins, Caldwell, Union, Pulaski, Casey, Clinton, Russell, Mccreary, Wayne, Hart, Adair, Larue, Cumberland, Taylor, Green, and most rural areas not covered by health plan networks.