We have colledted data for 39 companies that sell Medicare Supplement insurance (Medigap) in Illinois. A Medigap plan helps you pay your Medicare deductibles, copayments and coinsurances. The rates shown are real samples in Illinois. They will help you find the lowest-cost, however, you must get a quote to see the exact rate for your situation.
What Every Illinois Senior Needs to Know About Original Medicare and Medigap
If you’re not already familiar with Illinois Medigap plans and how they protect you from medical care liability, please review our Medigap Information page. To protect seniors, all Medigap policies sold in Illinois are standardized. Medigap & You offers complete information about each type of Medigap policy and the benefits they provide.
Medigap vs. a Illinois Medicare Advantage Plan
Medicare supplements can be expensive, so they are not for everyone. It’s the best choice if you can afford it. If a Medigap plan does not fit your budget, you have another way to get full coverage Medicare benefits. It’s Medicare Advantage, the HMO or PPO plan for seniors. An Advantage plan protects you from the high cost of an illness or injury that requires hopitalization. We offer a complete catalog of Illinois Medicare Advantage Plans with the tools you need to find an affordable policy with the coverage you need.
Medicare Part D Plans Work with Illinois Medigap Plans
A Illinois Medigap plan does not pay for your prescription drugs. If you need a Medicare Part D Plan (most seniors do), you can review the complete list of Medicare Part D Prescription Drug Plans available in Illinois.
Eligability and Availability
You are eligible to apply for Medicare Supplement insurance in Illinois if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Medigap plans are available in the following counties: Mchenry, Lake, Cook, Dupage, Kane, Dekalb, Ogle, Will, Grundy, Livingston, La Salle, Kendall, Lee, Kankakee, Iroquois, Ford, Vermilion, Champaign, Jo Daviess, Boone, Stephenson, Carroll, Winnebago, Whiteside, Rock Island, Mercer, Henry, Bureau, Putnam, Marshall, Knox, Mcdonough, Fulton, Warren, Henderson, Stark, Hancock, Peoria, Schuyler, Woodford, Mason, Tazewell, Mclean, Logan, Dewitt, Macon, Piatt, Douglas, Coles, Moultrie, Edgar, Shelby, Madison, Calhoun, Macoupin, Fayette, Montgomery, Greene, Jersey, Saint Clair, Christian, Bond, Washington, Clinton, Randolph, Monroe, Perry, Adams, Pike, Brown, Effingham, Wabash, Crawford, Lawrence, Richland, Clark, Cumberland, Jasper, Clay, Wayne, Edwards, Sangamon, Morgan, Scott, Cass, Menard, Marion, Jefferson, Franklin, Hamilton, White, Williamson, Gallatin, Jackson, Union, Johnson, Massac, Alexander, Saline, Hardin, Pope, Pulaski, and most rural areas not covered by health plan networks.