You have 13 Medicare Supplement insurance carriers in California. Medigap plans help pay the copayments, coinsurances and deductibles (your share) that come with Original Medicare. The premiums shown are true samples from within California that you can use for comparison purposes. You’ll need a quote for an exact rate.
What Every California Senior Needs to Know About Original Medicare and Medigap
If you’re not already familiar with California Medigap plans and how they protect you from medical care liability, please review our Medigap Information page. To protect seniors, all Medigap policies sold in California are standardized. Medigap & You offers complete information about each type of Medigap policy and the benefits they provide.
Medigap vs. a California Medicare Advantage Plan
If you find your Original Medicare benefits lacking but can’t afford a Medicare Supplement plan, there is a second option. It’s Medicare Advantage. We have the complete catalog of Medicare Advantage Plans available in California. Most Medicare Part C plans also include a drug plan.
Add a California Medicare Part D Plan for Prescriptions
A California Medigap plan does not pay for your prescription drugs. If you need a Medicare Part D Plan (most seniors do), you can review the complete list of Medicare Part D Prescription Drug Plans available in California.
Eligability and Availability
You are eligible to apply for Medicare Supplement insurance in California if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over.
Medigap plans are available in the following counties: Los Angeles, Orange, Ventura, San Bernardino, Riverside, San Diego, Imperial, Inyo, Santa Barbara, Tulare, Kings, Kern, Fresno, San Luis Obispo, Monterey, Mono, Madera, Merced, Mariposa, San Mateo, Santa Clara, San Francisco, Sacramento, Alameda, Napa, Contra Costa, Solano, Marin, Sonoma, Santa Cruz, San Benito, San Joaquin, Calaveras, Tuolumne, Stanislaus, Mendocino, Lake, Humboldt, Trinity, Del Norte, Siskiyou, Amador, Placer, Yolo, El Dorado, Alpine, Sutter, Yuba, Nevada, Sierra, Colusa, Glenn, Butte, Plumas, Shasta, Modoc, Lassen, Tehama, and most rural areas not covered by health plan networks.