Hello West Virginia seniors! On this page you will find a complete list of 2019 Medicare Advantage Plans for West Virginia beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Be aware that some West Virginia counties have more plans than others. In fact, Medicare Advantage Plans are not available in all counties. Availability is based on established hospital and doctor networks. Find and click on your county below to see plans.
Find a West Virginia Medicare Insurance Agent!
We maintain an exclusive list of Medicare insurance agents and agencies licensed to sell Medicare Advantage plans in West Virginia. Click Here to see your agents. You can request confidential quotes online to compare rates.
Medicare Advantage vs. Original Medicare with Medigap: West Virginia Full Coverage Choices
Many seniors worry that a Medicare Advantage Plan will limit their services. If this is your worry, there is a second way to get full coverage healthcare. Medicare supplemental insurance combined and a Medicare Prescription Drug Plan work with your Medicare Part A and Part B benefits to give you the best coverage possible. If you are not aware of the benefits offered by Medicare Supplement insurance in West Virginia, and how this type of plan protects you from excessive deductibles, co-insurances and co-pays, visit our Medicare Supplement Insurance page. All supplements sold in West Virginia are standardized and regulated by the state. That means you can shop for the lowest price and rest assured that you’ll get all of the same benefits.
When and How to Enroll in a West Virginia Medicare Advantage Plan
Medicare Advantage open enrollment for West Virginia beneficiaries, called the Annual Enrollment Period (AEP), happens every year starting on the 1st of October. AEP ends on the 7th of December, and your new plan election starts on the 1st of January. If you are new to Medicare, you are given a one-time Initial Enrollment Period (IEP). For most folks, their IEP happens then they reach age 65. In rare cases, Medicare will grant a special enrollment period. If you miss your IEP or the AEP, you’ll have to wait until the next AEP to enroll, so mark your calendar.
Enrollment itself is quite easy. Most people in West Virginia use an independent Medicare insurance agent. Your agent is a licensed expert who knows the details of all of the plans available in your area. They get paid to find the best plan for you, and they are restricted by law from using selling and marketing tactics deems unethical by CMS. The second way to sign up is to go directly to the Medicare.gov website or call the Medicare.gov hotline. Click here to get started.
Medicare Plans & Insurance in West Virginia
- 2018 West Virginia Medicare Advantage Plans
- 2018 West Virginia Medicare Supplements
- 2018 West Virginia Medicare Part D Plans
2018 Medicare Advantage Plans in West Virginia
The following Medicare Advantage Plans are available in West Virginia, ordered by most available. Consult your county page for availability in your area.
- HumanaChoice R5826-062
- HumanaChoice R5826-002
- SecureCare – Option II
- SecureCare – Option I
- SecureChoice – Option II
- Advantra Choice
- Humana Gold Choice H8145-051
- Humana Gold Choice H8145-050
- Humana Gold Choice H8145-021
- Advantra Gold
- Freedom Blue PPO ValueRx
- Freedom Blue PPO Standard
- Advantra Silver
- HumanaChoice H6609-116
- HumanaChoice H6609-086
- HumanaChoice H5525-023
- HumanaChoice H6609-117
- SecureCare Capitol Plan
- SecureChoice Capitol Plan