Hello New Jersey seniors! On this page you will find a complete list of 2019 Medicare Advantage Plans for New Jersey beneficiaries, organized by county. Not familiar with Medicare Advantage? No problem, it’s easy. An Advantage Plan replaces your Original Medicare with a traditional HMO or PPO health plan that offers you more coverage.
Locate and click on your New Jersey county to compare plans. Not all counties have the same plans available, and some rural counties may not offer Medicare Advantage. It’s all based on the adequate availability of healthcare provider networks.
Get Quotes From Licensed New Jersey Medicare Agents!
Local Medicare insurance agents want to compete for your business. All agents are licensed to quote and sell plans in the state of New Jersey. Click Here to see your exclusive agents and request your confidential quotes.
Medicare Advantage vs. Original Medicare with Medigap: New Jersey Full Coverage Choices
A Medicare Advantage plan is one option for full coverage health insurance, but you have a second option that works with your Original Medicare. You can keep your Part A and Part B coverage and supplement it with a Medigap policy and a Medicare Part D Prescription Drug Plan. If you’re not familiar with Medigap policies in New Jersey, and how they pay your deductibles, co-insurances and co-pays, read our Medicare Supplement page. All Medigap plans available in New Jersey are standardized. That means a Plan F, as an example, has the same benefits from every company that sells it. The only difference is the monthly premium
Medicare Advantage Enrollment in New Jersey
If you want to enroll in a Medicare Advantage plan available in New Jersey, you can do so during an enrollment period. New Jersey seniors turning 65, and those with Medicare Disability, have an Individual Enrollment Period (IEP). Your IEP starts two months before you are eligible and ends two months after eligibility. After that you must enroll or make changes to your plan during the Annual Election Period (AEP), more commonly known as open enrollment. AEP starts 15 October and ends promptly on 7 December.
Enrollment itself is quite easy. Most people in New Jersey use an independent Medicare insurance agent. Your agent is a licensed expert who knows the details of all of the plans available in your area. They get paid to find the best plan for you, and they are restricted by law from using selling and marketing tactics deems unethical by CMS. The second way to sign up is to go directly to the Medicare.gov website or call the Medicare.gov hotline. Click here to get started.
Medicare Plans & Insurance in New Jersey
- 2018 New Jersey Medicare Advantage Plans
- 2018 New Jersey Medicare Supplements
- 2018 New Jersey Medicare Part D Plans
2018 Medicare Advantage Plans in New Jersey
The following Medicare Advantage Plans are available in New Jersey, ordered by most available. Consult your county page for availability in your area.
- AmeriHealth 65 Preferred Medical Only
- Aetna Medicare NJ Connect Gold
- AmeriHealth 65 Preferred Rx
- Horizon Medicare Blue Patient-Centered w/Rx
- Aetna Medicare Standard Plan
- Aetna Medicare Connect Plus
- Horizon Medicare Blue Choice w/Rx
- Aetna Medicare Premier Plan
- AARP MedicareComplete Plan 4
- Aetna Medicare NNJ Prime Plan
- Aetna Medicare Basic Plan
- AARP MedicareComplete Plan 1
- AARP MedicareComplete Essential
- Clover Health Classic
- Horizon Medicare Blue Value w/ Rx
- Horizon Medicare Blue Value
- AARP MedicareComplete Plan 3
- Clover Health Prestige
- Clover Health Premier
- WellCare Value
- UnitedHealthcare MedicareComplete Focus
- Aetna Medicare Value Plan
- Erickson Advantage Signature without Drugs
- Erickson Advantage Signature with Drugs
- Erickson Advantage Freedom
- Geisinger Gold Preferred Rx
- Geisinger Gold Classic Rx
- AARP MedicareComplete Plan 2
- Aetna Medicare Elite Plan
- Horizon Medicare Blue
- Clover Health CarePoint