Welcome Montana seniors! This page has the complete list of 2019 Medicare Advantage Plans for Montana beneficiaries. Health plans are organized by county to make them easy to find. A Medicare Advantage plan replace your Original Medicare benefits with government approved private healthcare insurance (HMO or PPO) that saves money.
Rural counties in Montana may have few HMO or PPO health plans, or possibly none at all. Advantage Plan providers uses hospital and doctor networks to provide care. Find your county below to start comparing plans..
Get Quotes From Licensed Montana Medicare Agents!
Local Medicare insurance agents want to compete for your business. All agents are licensed to quote and sell plans in the state of Montana. Click Here to see your exclusive agents and request your confidential quotes.
Medicare Advantage vs. Original Medicare with Medigap: Montana Full Coverage Choices
A Medicare Advantage plan is one option for full coverage health insurance, but you have a second option that works with your Original Medicare. You can keep your Part A and Part B coverage and supplement it with a Medigap policy and a Medicare Part D Prescription Drug Plan. If you’re not familiar with Medigap policies in Montana, and how they pay your deductibles, co-insurances and co-pays, read our Medicare Supplement page. All Medigap plans available in Montana are standardized. That means a Plan F, as an example, has the same benefits from every company that sells it. The only difference is the monthly premium
Medicare Advantage Enrollment in Montana
In general, there are two times that you can enroll in a Montana Medicare Advantage plan that’s available in your county. The first time you can enroll is during your Initial Enrollment Period (IEP). For most people, your IEP happens when you turn 65. After that, you enroll in an MA plan during open enrollment, called the Annual Election Period (AEP). During AEP, which starts every year on October 1st and ends on December 7th, you can enroll, dis-enroll or change plans.
Enrollment itself is quite easy. Most people in Montana use an independent Medicare insurance agent. Your agent is a licensed expert who knows the details of all of the plans available in your area. They get paid to find the best plan for you, and they are restricted by law from using selling and marketing tactics deems unethical by CMS. The second way to sign up is to go directly to the Medicare.gov website or call the Medicare.gov hotline. Click here to get started.
Medicare Plans & Insurance in Montana
- 2018 Montana Medicare Advantage Plans
- 2018 Montana Medicare Supplements
- 2018 Montana Medicare Part D Plans
2018 Medicare Advantage Plans in Montana
The following Medicare Advantage Plans are available in Montana, ordered by most available. Consult your county page for availability in your area.
- Blue Cross Medicare Advantage Choice Premier
- Blue Cross Medicare Advantage Choice Plus
- New West Medicare Basic
- New West Medicare Value
- HumanaChoice H5525-027
- Humana Gold Plus H6622-009
- UnitedHealthcare MedicareDirect Essential
- Humana Gold Choice H8145-089
- UnitedHealthcare MedicareDirect Rx
- Humana Gold Plus H6622-007
- Humana Gold Choice H8145-097
- HumanaChoice H6609-075
- HumanaChoice H6609-029
- Blue Cross Medicare Advantage Basic