AARP MedicareComplete Choice (R7444-001), 2016 Preferred Provider Organization Medicare Advantage Plan, Berkshire County, MA by AARP Medicare from UnitedHealthcare.
AARP MedicareComplete Choice is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Berkshire County, Massachusetts with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $48.00.
Maximum Out-of-Pocket (MOOP) Expense
The new healthcare law allows for a maximum limit of $6,700 on your out of pocket medical costs for 2019 Medicare Advantage plans. This amount is commonly called the plan MOOP (Maximum Out of Pocket). A plan's MOOP does not include your prescriptions or the monthly premiums you pay for your health plan.
Although the mandatory MOOP limit is $6,700, the Affordable Care Act law allows for a “Voluntary MOOP” that can be as low as $3,400. The MOOP on this plan is $5,500. You need to take this figure into as much consideration as the premiums and the co-payments.
If you are comparing this Medicare Advantage plan with your Original Medicare benefits, take into consideration that the government does not have out-of-pocket limits on Medicare Parts A and B. With traditional Medicare the only way to protect yourself is to purchase a Medigap insurance policy to supplement your coverage.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The AARP MedicareComplete Choice Medicare Advantage plan has received a Above Average (as of 15 October, 2015).out of 5 star average rating. Overall, CMS considers this plan to be
Compare Medicare Advantage Plans
Compare AARP MedicareComplete Choice with these top rated Medicare Advantage Plans available in Berkshire County:
- Fallon Senior Plan Saver
- Fallon Senior Plan Saver Enhanced RX
- Fallon Senior Plan Plus Enhanced RX
- Fallon Senior Plan Super Saver Rx
- Health New England Medicare Premium
AARP MedicareComplete Choice Availability
AARP MedicareComplete Choice is available in North Adams, East Otis, Savoy, Stockbridge, Housatonic, South Egremont, Lanesboro, Pittsfield, Otis, Great Barrington, Berkshire, South Lee, West Stockbridge, Lenox, Richmond, Mill River, Williamstown, Monterey, Sheffield, Sandisfield, Lee, North Egremont, Windsor, Becket, Ashley Falls, Southfield, Cheshire, Hinsdale, Drury, Lenox Dale, Dalton, Glendale, Tyringham, Adams, and all other locations in Berkshire County.
For more information, see Medicare Advantage Plans in Berkshire County, MA.