HumanaChoice R5826-074 (R5826-074), 2016 Preferred Provider Organization Medicare Advantage Plan, Highlands County, FL by Humana.
HumanaChoice R5826-074 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Highlands County, Florida with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $0.00.
Maximum Out-of-Pocket (MOOP) Expense
By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2018 is $6,700, but plans are allowed to have a MOOP as low as $3,400.
The most you will pay out-of-pocket, if you enroll in the HumanaChoice R5826-074 Medicare Advantage plan, is $6,700. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The HumanaChoice R5826-074 Medicare Advantage plan has received a Above Average (as of 15 October, 2015).out of 5 star average rating. Overall, CMS considers this plan to be
Compare Medicare Advantage Plans
Compare HumanaChoice R5826-074 with these top rated Medicare Advantage Plans available in Highlands County:
- Humana Gold Plus H1036-230
- Humana Gold Plus H1036-268
- WellCare Dividend
- AARP MedicareComplete
- Florida Hospital SunSaver Plan
HumanaChoice R5826-074 Availability
HumanaChoice R5826-074 is available in Lorida, Venus, Lake Placid, Sebring, Avon Park, and all other locations in Highlands County.
For more information, see Medicare Advantage Plans in Highlands County, FL.