HumanaChoice R5826-013 Osage County, KS Medicare Advantage Plan

Medicare Rating:HumanaChoice R5826-013, a 2015 Medicare Advantage plan for Osage County, KS seniors, has an average CMS rating of 4.0 out of 5 stars.
CMS Plan ID:R5826-013
CMS Plan Year:2015
Premium:$165.00/mo
Prescriptions:Yes
Rx Deductible:$320.00/year
Online Pharmacy:No
Rx Gap Coverage:No
Availability:Osage County, KS
Benefits PDF:Not Available
Regional PPO Plan
$165.00
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Health Plan Summary

HumanaChoice R5826-013 Medicare Advantage Plan for Osage County, Kansas seniors on Medicare.HumanaChoice R5826-013 (R5826-013), Preferred Provider Organization Advantage Plan, Osage County, KS by Humana Insurance Company

HumanaChoice R5826-013 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Osage County, Kansas with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $165.00.

Maximum Out-of-Pocket (MOOP) Expense

The new healthcare law allows for a maximum limit of $6,700 on your out of pocket medical costs for 2015 Medicare Advantage plans. This amount is commonly called the plan MOOP (Maximum Out of Pocket). A plan's MOOP does not include your prescriptions or the monthly premiums you pay for your health plan.

Although the mandatory MOOP limit is $6,700, the Affordable Care Act law allows for a “Voluntary MOOP” that can be as low as $3,400. The MOOP on this plan is $3,400. You need to take this figure into as much consideration as the premiums and the co-payments.

If you are comparing this Medicare Advantage plan with your Original Medicare benefits, take into consideration that the government does not have out-of-pocket limits on Medicare Parts A and B. With traditional Medicare the only way to protect yourself is to purchase a Medigap insurance policy to supplement your coverage.

CMS 5-Star Rating

The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.

The HumanaChoice R5826-013 Medicare Advantage plan has received a 4.0 out of 5 star average rating. Overall, CMS considers this plan to be Above Average (as of 15 October, 2013).

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HumanaChoice R5826-013 Availability

HumanaChoice R5826-013 is available in Lyndon, Carbondale, Vassar, Overbrook, Burlingame, Osage City, Quenemo, Scranton, Melvern, and all other locations in Osage County.

This page was last updated on: 11/1/2014