Maximum Out-of-Pocket (MOOP) Expense
By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2018 is $6,700, but plans are allowed to have a MOOP as low as $3,400.
The most you will pay out-of-pocket, if you enroll in the Molina Dual Options Medicare Advantage plan, is N/A. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.
CMS 5-Star Rating
To help shoppers compare private health insurance options, Medicare rates the quality of all Medicare Advantage plans. The Centers for Medicare and Medicare Services rates each plan using a one to five-star scale, with one star representing the lowest quality and five stars the highest.
The Molina Dual Options Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2015).
Compare Medicare Advantage Plans
Compare Molina Dual Options with these top rated Medicare Advantage Plans available in El Paso County:
- AARP MedicareComplete Focus
- AARP MedicareComplete Focus Essential
- Cigna-HealthSpring Preferred
- HumanaChoice H5216-043
- HumanaChoice H5216-128
Molina Dual Options Availability
Molina Dual Options is available in San Elizario, Tornillo, Anthony, Clint, El Paso, Canutillo, Fort Bliss, Fabens, and all other locations in El Paso County.
For more information, see Medicare Advantage Plans in El Paso County, TX.