Maximum Out-of-Pocket (MOOP) Expense
By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2019 is $6,700, but plans are allowed to have a MOOP as low as $3,400.
The most you will pay out-of-pocket, if you enroll in the RiverSpring FIDA Plan Medicare Advantage plan, is N/A. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The RiverSpring FIDA Plan Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2015).
Compare Medicare Advantage Plans
Compare RiverSpring FIDA Plan with these top rated Medicare Advantage Plans available in Queens County:
- Empire MediBlue Core
- Empire MediBlue Plus
- Aetna Medicare Standard Plan
- Aetna Medicare Elite Plan
- UnitedHealthcare MedicareComplete Choice Plan 1
RiverSpring FIDA Plan Availability
RiverSpring FIDA Plan is available in Bellerose, Rosedale, Middle Village, Arverne, Jackson Heights, Cambria Heights, Long Island City, Corona, Whitestone, Flushing, South Ozone Park, East Elmhurst, Hollis, Woodhaven, Howard Beach, Forest Hills, Astoria, South Richmond Hill, Elmhurst, Rego Park, Ridgewood, Little Neck, Bayside, Kew Gardens, College Point, Oakland Gardens, Far Rockaway, Springfield Gardens, Saint Albans, Floral Park, Ozone Park, Breezy Point, Jamaica, Fresh Meadows, Sunnyside, Maspeth, Rockaway Park, Glen Oaks, Woodside, Queens Village, Richmond Hill, and all other locations in Queens County.
For more information, see Medicare Advantage Plans in Queens County, NY.