HumanaChoice Florida H5216-072 (H5216-072), 2016 Preferred Provider Organization Medicare Advantage Plan, Highlands County, FL by Humana.
HumanaChoice Florida H5216-072 is a Preferred Provider Organization (PPO) health insurance plan for seniors and other Medicare beneficiaries in Highlands County, Florida with Medicare benefits. A Medicare Advantage PPO plan gives you freedom to choose which doctors, specialists, and hospitals you visit. You can lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs. The monthly premium is $0.00.
Maximum Out-of-Pocket (MOOP) Expense
By law, private Medicare health insurance has an annual maximum out-of-pocket (MOOP) limit that helps protect you from financial disaster. The MOOP limit in 2018 is $6,700, but plans are allowed to have a MOOP as low as $3,400.
The most you will pay out-of-pocket, if you enroll in the HumanaChoice Florida H5216-072 Medicare Advantage plan, is $6,700. This figure does not include your monthly premiums or your Medicare Part D coverage for prescriptions. This is what you pay out-of-pocket on co-payments and co-insurance.Be sure to compare the co-payments and co-insurance with traditional Medicare, but be aware that there are no out-of-pocket limits with Medicare Parts A and B. With Original Medicare you must buy supplemental insurance to cover the gaps or pay out-of-pocket.
CMS 5-Star Rating
After its first year on the market, each Medicare Advantage plan receives a one to five star rating from the Centers for Medicare and Medicaid Services (CMS). The relative quality assessment of health insurance by CMS assists people who are considering enrollment. Plans with five stars represent the highest quality, whereas a one star plan has the worst quality.
The HumanaChoice Florida H5216-072 Medicare Advantage plan has received a Above Average (as of 15 October, 2015).out of 5 star average rating. Overall, CMS considers this plan to be
Compare Medicare Advantage Plans
Compare HumanaChoice Florida H5216-072 with these top rated Medicare Advantage Plans available in Highlands County:
- Humana Gold Plus H1036-230
- Humana Gold Plus H1036-268
- WellCare Dividend
- AARP MedicareComplete
- Florida Hospital SunSaver Plan
HumanaChoice Florida H5216-072 Availability
HumanaChoice Florida H5216-072 is available in Lorida, Avon Park, Lake Placid, Sebring, Venus, and all other locations in Highlands County.