Maximum Out-of-Pocket (MOOP) Expense
All Medicare Advantage plans have a maximum out-of-pocket (MOOP) limit of $6,700. This is mandated by law. However, plans like Centers Plan for FIDA Care Complete are allowed to offer a voluntary MOOP as low as $3,400.The Centers Plan for FIDA Care Complete Medicare Advantage plan MOOP is N/A. This figure does not include your monthly premium or the cost of your prescriptions (Part D Coverage).
What this means is that as soon as your copayments and coinsurance for doctor visits and hospital care reaches N/A, you will no longer pay copayment or coinsurance for the remainder of the year. This is your guarantee that a critical illness or serious accident will protect you from financial liability. It's just as important as the premiums and the co-payments.When comparing Medicare Advantage plans with traditional Medicare, don't forget that you pay about twenty percent of all covered expenses, but there's no limit. That means you have a lot of risk unless you purchase a Medicare supplement policy to cover the gap.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The Centers Plan for FIDA Care Complete Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2015).
Compare Medicare Advantage Plans
Compare Centers Plan for FIDA Care Complete with these top rated Medicare Advantage Plans available in Queens County:
- Empire MediBlue Core
- Empire MediBlue Plus
- Aetna Medicare Standard Plan
- Aetna Medicare Elite Plan
- UnitedHealthcare MedicareComplete Choice Plan 1
Centers Plan for FIDA Care Complete Availability
Centers Plan for FIDA Care Complete is available in Arverne, Springfield Gardens, South Ozone Park, Kew Gardens, East Elmhurst, Corona, Long Island City, Saint Albans, Ridgewood, Howard Beach, Little Neck, Queens Village, Woodhaven, Bellerose, Hollis, Far Rockaway, Jamaica, South Richmond Hill, Rego Park, Breezy Point, College Point, Rockaway Park, Richmond Hill, Maspeth, Middle Village, Rosedale, Fresh Meadows, Sunnyside, Whitestone, Woodside, Jackson Heights, Cambria Heights, Forest Hills, Oakland Gardens, Ozone Park, Glen Oaks, Elmhurst, Flushing, Astoria, Floral Park, Bayside, and all other locations in Queens County.
For more information, see Medicare Advantage Plans in Queens County, NY.