Maximum Out-of-Pocket (MOOP) Expense
All Medicare Advantage plans have a maximum out-of-pocket (MOOP) limit of $6,700. This is mandated by law. However, plans like UnitedHealthcare Connected for MyCareOhio are allowed to offer a voluntary MOOP as low as $3,400.The UnitedHealthcare Connected for MyCareOhio Medicare Advantage plan MOOP is N/A. This figure does not include your monthly premium or the cost of your prescriptions (Part D Coverage).
What this means is that as soon as your copayments and coinsurance for doctor visits and hospital care reaches N/A, you will no longer pay copayment or coinsurance for the remainder of the year. This is your guarantee that a critical illness or serious accident will protect you from financial liability. It's just as important as the premiums and the co-payments.When comparing Medicare Advantage plans with traditional Medicare, don't forget that you pay about twenty percent of all covered expenses, but there's no limit. That means you have a lot of risk unless you purchase a Medicare supplement policy to cover the gap.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The UnitedHealthcare Connected for MyCareOhio Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2015).
Compare Medicare Advantage Plans
Compare UnitedHealthcare Connected for MyCareOhio with these top rated Medicare Advantage Plans available in Wayne County:
- SummaCare Medicare Emerald
- SummaCare Medicare Sapphire
- SummaCare Medicare Ruby
- SummaCare Medicare Topaz
- PrimeTime Health Plan Basic - MA Only
UnitedHealthcare Connected for MyCareOhio Availability
UnitedHealthcare Connected for MyCareOhio is available in Marshallville, Creston, Smithville, Dalton, Rittman, West Salem, Sterling, Orrville, Fredericksburg, Doylestown, Apple Creek, Wooster, Kidron, Burbank, Shreve, Mount Eaton, and all other locations in Wayne County.
For more information, see Medicare Advantage Plans in Wayne County, OH.