UnitedHealthcare MedicareComplete Plan 2 (H0755-031), 2016 Health Maintenance Organization Medicare Advantage Plan, Litchfield County, CT by UnitedHealthcare.
UnitedHealthcare MedicareComplete Plan 2 is a Health Maintenance Organization (HMO) health insurance plan for seniors and other people with Medicare living in Litchfield County, Connecticut. It includes all of the benefits of Original Medicare and may include prescription drug coverage and other extras. The primary benefit of an HMO is that the out-of-pocket costs are lower and more predictable than with other types of plans. The monthly premium is $27.00.
Please note: You must use plan providers to avoid incurring additional costs. You will be responsible for the costs of out of network care. Referrals may be required for all but primary care physician visits.
Maximum Out-of-Pocket (MOOP) Expense
The new healthcare law allows for a maximum limit of $6,700 on your out of pocket medical costs for 2019 Medicare Advantage plans. This amount is commonly called the plan MOOP (Maximum Out of Pocket). A plan's MOOP does not include your prescriptions or the monthly premiums you pay for your health plan.
Although the mandatory MOOP limit is $6,700, the Affordable Care Act law allows for a “Voluntary MOOP” that can be as low as $3,400. The MOOP on this plan is $6,000. You need to take this figure into as much consideration as the premiums and the co-payments.
If you are comparing this Medicare Advantage plan with your Original Medicare benefits, take into consideration that the government does not have out-of-pocket limits on Medicare Parts A and B. With traditional Medicare the only way to protect yourself is to purchase a Medigap insurance policy to supplement your coverage.
CMS 5-Star Rating
The Centers for Medicare and Medicaid Services (CMS) rates the relative quality of all private health insurance offered through the Medicare Advantage program. The ratings are designed to assist people considering enrolling. CMS rates plans on a one to five-star scale, with five stars representing the best quality.
The UnitedHealthcare MedicareComplete Plan 2 Medicare Advantage plan has received a Above Average (as of 15 October, 2015).out of 5 star average rating. Overall, CMS considers this plan to be
Compare Medicare Advantage Plans
Compare UnitedHealthcare MedicareComplete Plan 2 with these top rated Medicare Advantage Plans available in Litchfield County:
- AARP MedicareComplete Choice
- Aetna Medicare Elite Plan
- UnitedHealthcare MedicareComplete Plan 1
- UnitedHealthcare MedicareComplete Essential
- UnitedHealthcare MedicareComplete Plan 3
UnitedHealthcare MedicareComplete Plan 2 Availability
UnitedHealthcare MedicareComplete Plan 2 is available in New Milford, Pine Meadow, Woodbury, Kent, Pequabuck, Morris, Terryville, Watertown, Riverton, New Preston Marble Dale, Cornwall Bridge, Litchfield, Canaan, Washington Depot, New Hartford, Lakeside, West Cornwall, Lakeville, Harwinton, Goshen, East Canaan, Thomaston, Roxbury, Bridgewater, Falls Village, Bantam, Washington, Bethlehem, Torrington, South Kent, Cornwall, Barkhamsted, Northfield, Norfolk, Oakville, Salisbury, Taconic, Colebrook, Winchester Center, Sharon, Gaylordsville, Winsted, Plymouth, and all other locations in Litchfield County.
For more information, see Medicare Part C Plans in Litchfield County, CT.