Maximum Out-of-Pocket (MOOP) Expense
All Medicare Advantage plans have a maximum out-of-pocket (MOOP) limit of $6,700. This is mandated by law. However, plans like Buckeye Health Plan - MyCare Ohio are allowed to offer a voluntary MOOP as low as $3,400.The Buckeye Health Plan - MyCare Ohio Medicare Advantage plan MOOP is N/A. This figure does not include your monthly premium or the cost of your prescriptions (Part D Coverage).
What this means is that as soon as your copayments and coinsurance for doctor visits and hospital care reaches N/A, you will no longer pay copayment or coinsurance for the remainder of the year. This is your guarantee that a critical illness or serious accident will protect you from financial liability. It's just as important as the premiums and the co-payments.When comparing Medicare Advantage plans with traditional Medicare, don't forget that you pay about twenty percent of all covered expenses, but there's no limit. That means you have a lot of risk unless you purchase a Medicare supplement policy to cover the gap.
CMS 5-Star Rating
To help shoppers compare private health insurance options, Medicare rates the quality of all Medicare Advantage plans. The Centers for Medicare and Medicare Services rates each plan using a one to five-star scale, with one star representing the lowest quality and five stars the highest.
The Buckeye Health Plan - MyCare Ohio Medicare Advantage plan is new and has not yet been rated by CMS. This is why the plan's rating is listed as out of 5 stars (as of 15 October, 2015).
Compare Medicare Advantage Plans
Compare Buckeye Health Plan - MyCare Ohio with these top rated Medicare Advantage Plans available in Montgomery County:
- Anthem MediBlue Essential
- Anthem MediBlue Plus
- Anthem MediBlue Access
- Anthem MediBlue Access Plus
- HumanaChoice H5216-023
Buckeye Health Plan - MyCare Ohio Availability
Buckeye Health Plan - MyCare Ohio is available in Brookville, Germantown, Vandalia, Farmersville, Clayton, New Lebanon, Englewood, Miamisburg, Phillipsburg, Dayton, and all other locations in Montgomery County.
For more information, see Medicare Advantage Plans in Montgomery County, OH.