West Virginia seniors, you have 26 Medicare Part D Plans to choose from in 2018. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
2018 Medicare Part D Donut Hole in West Virginia
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Medicare Part D Plans and West Virginia Medigap Policies Work Together
Healthcare reform has not changed the 80 percent coverage you get from Medicare for hospital and medical services. You are still responsible for paying the remaining 20 percent of all hospital and doctor bills. Even a brief hospital stay can cost you thousands of dollars out-of-pocket. You need to protect yourself from the potential financial disaster of an injury or illness, because your Original Medicare does not have you covered. That’s why we publishe a complete catalog of Medigap plans available to West Virginia seniors. Medigap supplemental Medicare policies are regulated by your state board of insurance. They are completely compatible with all Medicare Part D plans.
Get Medicare Part D Bundled with a West Virginia Medicare Advantage Plan
The rising cost of healthcare is the number one reason more West Virginia seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have you compared the benefts? We have a complete catalog with all West Virginia Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in West Virginia if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Mercer, Wyoming, Mcdowell, Mingo, Greenbrier, Monroe, Pocahontas, Summers, Fayette, Kanawha, Roane, Raleigh, Boone, Putnam, Clay, Logan, Nicholas, Mason, Jackson, Calhoun, Gilmer, Berkeley, Jefferson, Morgan, Hampshire, Lincoln, Cabell, Wayne, Ohio, Brooke, Marshall, Hancock, Wood, Pleasants, Wirt, Tyler, Ritchie, Wetzel, Upshur, Webster, Randolph, Barbour, Tucker, Harrison, Lewis, Braxton, Doddridge, Taylor, Preston, Monongalia, Marion, Grant, Mineral, Hardy, Pendleton, and all other areas of the state.