Virginia seniors, you have 25 Medicare Part D Plans to choose from in 2018. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
Virginia Medicare Part D 2018 Coverage Gap
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Medicare Part D Plans and Virginia Medigap Policies Work Together
Healthcare reform has not changed the 80 percent coverage you get from Medicare for hospital and medical services. You are still responsible for paying the remaining 20 percent of all hospital and doctor bills. Even a brief hospital stay can cost you thousands of dollars out-of-pocket. You need to protect yourself from the potential financial disaster of an injury or illness, because your Original Medicare does not have you covered. That’s why we publishe a complete catalog of Medigap plans available to Virginia seniors. Medigap supplemental Medicare policies are regulated by your state board of insurance. They are completely compatible with all Medicare Part D plans.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Virginia
More than 15-million people on Medicare enrolled in a Medicare Advantage plan in 2015. The biggest reason for switching is the added benefits and lower out-of-pocket costs. Of the additional benefits included, by far the most common is prescription drug coverage. Our catalog will show you all Medicare Advantage plans in Virginia and the features, benefits and coverages they offer.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Virginia if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Loudoun, Culpeper, Manassas City, Prince William, Manassas Park City, Fauquier, Fairfax, Clarke, Fairfax City, Falls Church City, Stafford, Arlington, Alexandria City, Fredericksburg City, Spotsylvania, Caroline, Northumberland, Orange, Essex, Westmoreland, King George, Richmond, Lancaster, Winchester City, Frederick, Warren, Rappahannock, Shenandoah, Page, Madison, Harrisonburg City, Rockingham, Augusta, Albemarle, Charlottesville City, Nelson, Greene, Fluvanna, Waynesboro City, Gloucester, Amelia, Buckingham, Hanover, King William, New Kent, Goochland, Mathews, King And Queen, Louisa, Cumberland, Charles City, Middlesex, Henrico, James City, York, Chesterfield, Powhatan, Richmond City, Williamsburg City, Accomack, Isle Of Wight, Northampton, Chesapeake City, Suffolk City, Virginia Beach City, Norfolk City, Newport News City, Hampton City, Poquoson City, Portsmouth City, Prince George, Petersburg City, Brunswick, Dinwiddie, Nottoway, Southampton, Colonial Heights City, Surry, Greensville, Franklin City, Hopewell City, Sussex, Prince Edward, Mecklenburg, Charlotte, Lunenburg, Appomattox, Roanoke City, Roanoke, Botetourt, Patrick, Henry, Pulaski, Montgomery, Franklin, Pittsylvania, Floyd, Giles, Bedford, Martinsville City, Craig, Radford, Salem, Bristol City, Washington, Wise, Dickenson, Lee, Russell, Buchanan, Scott, Norton City, Grayson, Smyth, Wythe, Bland, Tazewell, Carroll, Galax City, Staunton City, Bath, Highland, Rockbridge, Buena Vista City, Alleghany, Covington City, Lexington City, Lynchburg City, Campbell, Halifax, Amherst, Danville City, Emporia City, Clifton Forge, South Boston City, and all other areas of the state.