Tennessee seniors, you have 24 Medicare Part D Plans to choose from in 2017. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
Tennessee Medicare Part D 2017 Coverage Gap
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2017. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Combining a Tennessee Medigap Policy and Part D Plan Benefits
Medicare does not pay for all of your hospital and doctor bills. Even with the new healthcare law in place, Original Medicare only pays about 80 percent of your major healthcare bills in Tennessee. The rest comes out of your pocket. To protect yourself from the high cost of an illness or injury that requires hopitalization, you need a Medigap supplemental Medicare insurance policy. We publish a complete catalog of Medigap policies for Tennessee seniors with the tools you need to find the most affordable policy with the best coverage.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Tennessee
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all Tennessee Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Tennessee if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Robertson, Davidson, Dekalb, Williamson, Cheatham, Cannon, Coffee, Marshall, Bedford, Sumner, Stewart, Hickman, Dickson, Smith, Rutherford, Montgomery, Houston, Wilson, Trousdale, Humphreys, Macon, Perry, Warren, Lincoln, Maury, Grundy, Hamilton, Mcminn, Franklin, Polk, Bradley, Monroe, Rhea, Meigs, Sequatchie, Marion, Moore, Bledsoe, Shelby, Washington, Greene, Sullivan, Johnson, Hawkins, Carter, Unicoi, Blount, Anderson, Claiborne, Grainger, Cocke, Campbell, Morgan, Knox, Cumberland, Jefferson, Scott, Sevier, Loudon, Roane, Hancock, Hamblen, Union, Crockett, Tipton, Dyer, Hardeman, Fayette, Haywood, Lauderdale, Lake, Carroll, Benton, Henry, Weakley, Obion, Gibson, Madison, Mcnairy, Decatur, Hardin, Henderson, Chester, Wayne, Giles, Lawrence, Lewis, Putnam, Fentress, Overton, Pickett, Clay, White, Jackson, Van Buren, and all other areas of the state.