South Dakota seniors, you have 23 Medicare Part D Plans to choose from in 2019. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
2018 Coverage Gap on all South Dakota Medicare Part D Plans
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Medicare Part D Plans and South Dakota Medigap Policies Work Together
Medicare does not pay for all of your hospital and doctor bills. Even with the new healthcare law in place, Original Medicare only pays about 80 percent of your major healthcare bills in South Dakota. The rest comes out of your pocket. To protect yourself from the high cost of an illness or injury that requires hopitalization, you need a Medigap supplemental Medicare insurance policy. We publish a complete catalog of Medigap policies for South Dakota seniors with the tools you need to find the most affordable policy with the best coverage.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in South Dakota
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all South Dakota Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in South Dakota if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Union, Brookings, Minnehaha, Clay, Mccook, Lincoln, Turner, Lake, Moody, Hutchinson, Yankton, Kingsbury, Bon Homme, Codington, Deuel, Grant, Clark, Day, Hamlin, Roberts, Marshall, Davison, Hanson, Jerauld, Douglas, Sanborn, Gregory, Miner, Beadle, Brule, Charles Mix, Buffalo, Hyde, Hand, Lyman, Aurora, Brown, Walworth, Spink, Edmunds, Faulk, Mcpherson, Potter, Hughes, Sully, Jackson, Tripp, Jones, Stanley, Bennett, Haakon, Todd, Mellette, Perkins, Corson, Ziebach, Dewey, Meade, Campbell, Harding, Pennington, Shannon, Butte, Custer, Lawrence, Fall River, and all other areas of the state.