Pennsylvania seniors, you have 26 Medicare Part D Plans to choose from in 2018. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
Pennsylvania Medicare Part D 2018 Coverage Gap
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Medicare Part D Plans and Pennsylvania Medigap Policies Work Together
While you’re looking at Medicare Prescription Drug plans, it’s a good idea to shop for supplemental Medicare insurance that will cover some or all of the excess costs not paid by Original Medicare. Even with the new healthcare law reforms, Medicare only covers about 80 percent of the hospital and doctor bills incurred by most seniors in Pennsylvania, leaving you to handle the rest. A Medigap policy protects you from big bills, giving you peace-of-mind. We make it easy to find the lowest cost policy available in Pennsylvania with our complete catalog of Medigap policies for seniors living in Pennsylvania.
Most Pennsylvania Medicare Advantage Plans Include Part D Plan Benefits
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all Pennsylvania Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Pennsylvania if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Beaver, Washington, Allegheny, Fayette, Westmoreland, Greene, Somerset, Bedford, Fulton, Armstrong, Indiana, Jefferson, Cambria, Clearfield, Elk, Forest, Cameron, Butler, Clarion, Lawrence, Crawford, Mercer, Venango, Warren, Mckean, Erie, Blair, Huntingdon, Centre, Potter, Clinton, Tioga, Bradford, Cumberland, Mifflin, Lebanon, Dauphin, Perry, Juniata, Northumberland, York, Lancaster, Franklin, Adams, Lycoming, Sullivan, Union, Snyder, Columbia, Montour, Schuylkill, Northampton, Lehigh, Carbon, Bucks, Montgomery, Berks, Monroe, Luzerne, Pike, Lackawanna, Wayne, Susquehanna, Wyoming, Delaware, Philadelphia, Chester, and all other areas of the state.