Ohio seniors can choose from 24 Medicare Part D Plans in 2018. Choose carefully, and don’t settle on a prescription drug plan until you know that your most expensive medications are covered at a price you can afford. This information is available in the plan’s formulary. The formulary also gives you the co-payment information.
2018 Medicare Part D Donut Hole in Ohio
As you are likely aware, the Medicare Part D coverage gap, also known as the donut hole, is still with us for a few more years. The new healthcare law is gradually phasing out the coverage gap. Until the donut hole is gone for good, you need to budget for your medications accordingly.
Combining a Ohio Medigap Policy and Part D Plan Benefits
Medicare does not pay for all of your hospital and doctor bills. Even with the new healthcare law in place, Original Medicare only pays about 80 percent of your major healthcare bills in Ohio. The rest comes out of your pocket. To protect yourself from the high cost of an illness or injury that requires hopitalization, you need a Medigap supplemental Medicare insurance policy. We publish a complete catalog of Medigap policies for Ohio seniors with the tools you need to find the most affordable policy with the best coverage.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Ohio
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all Ohio Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Ohio if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Licking, Franklin, Delaware, Knox, Union, Champaign, Clark, Fairfield, Madison, Perry, Ross, Pickaway, Fayette, Hocking, Marion, Logan, Morrow, Wyandot, Hardin, Wood, Sandusky, Ottawa, Lucas, Erie, Williams, Fulton, Henry, Defiance, Muskingum, Noble, Belmont, Monroe, Guernsey, Morgan, Coshocton, Tuscarawas, Jefferson, Harrison, Columbiana, Lorain, Ashtabula, Cuyahoga, Geauga, Lake, Summit, Portage, Medina, Wayne, Mahoning, Trumbull, Stark, Carroll, Holmes, Seneca, Hancock, Ashland, Huron, Richland, Crawford, Hamilton, Butler, Warren, Preble, Brown, Clermont, Adams, Clinton, Highland, Greene, Shelby, Darke, Miami, Montgomery, Mercer, Pike, Gallia, Lawrence, Jackson, Vinton, Scioto, Athens, Washington, Meigs, Allen, Paulding, Putnam, Auglaize, Van Wert, and all other areas of the state.