North Dakota seniors, you have 23 Medicare Part D Plans to choose from in 2018. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
North Dakota Medicare Part D 2018 Coverage Gap
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2018. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Combining a North Dakota Medigap Policy and Part D Plan Benefits
While you’re looking at Medicare Prescription Drug plans, it’s a good idea to shop for supplemental Medicare insurance that will cover some or all of the excess costs not paid by Original Medicare. Even with the new healthcare law reforms, Medicare only covers about 80 percent of the hospital and doctor bills incurred by most seniors in North Dakota, leaving you to handle the rest. A Medigap policy protects you from big bills, giving you peace-of-mind. We make it easy to find the lowest cost policy available in North Dakota with our complete catalog of Medigap policies for seniors living in North Dakota.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in North Dakota
More than 15-million people on Medicare enrolled in a Medicare Advantage plan in 2015. The biggest reason for switching is the added benefits and lower out-of-pocket costs. Of the additional benefits included, by far the most common is prescription drug coverage. Our catalog will show you all Medicare Advantage plans in North Dakota and the features, benefits and coverages they offer.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in North Dakota if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Richland, Cass, Traill, Sargent, Ransom, Barnes, Steele, Grand Forks, Walsh, Nelson, Pembina, Cavalier, Ramsey, Rolette, Pierce, Towner, Bottineau, Benson, Wells, Eddy, Stutsman, Mcintosh, Lamoure, Griggs, Foster, Kidder, Sheridan, Dickey, Logan, Burleigh, Morton, Mercer, Emmons, Sioux, Grant, Oliver, Mclean, Stark, Slope, Golden Valley, Bowman, Dunn, Billings, Mckenzie, Adams, Hettinger, Ward, Mchenry, Burke, Divide, Renville, Williams, Mountrail, and all other areas of the state.