There are 19 2018 Medicare Part D Plans available in New York. Plans change every year, so do your home work and choose wisely. If you have a regular prescription or two, we suggest that you verify that the prescription drug plan you want offers your medication at a good price. You find this information in the formulary.
2018 Coverage Gap on all New York Medicare Part D Plans
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2018. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Using a New York Medigap Policy with a Medicare Part D Plan
While you’re looking at Medicare Prescription Drug plans, it’s a good idea to shop for supplemental Medicare insurance that will cover some or all of the excess costs not paid by Original Medicare. Even with the new healthcare law reforms, Medicare only covers about 80 percent of the hospital and doctor bills incurred by most seniors in New York, leaving you to handle the rest. A Medigap policy protects you from big bills, giving you peace-of-mind. We make it easy to find the lowest cost policy available in New York with our complete catalog of Medigap policies for seniors living in New York.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in New York
More than 15-million people on Medicare enrolled in a Medicare Advantage plan in 2015. The biggest reason for switching is the added benefits and lower out-of-pocket costs. Of the additional benefits included, by far the most common is prescription drug coverage. Our catalog will show you all Medicare Advantage plans in New York and the features, benefits and coverages they offer.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in New York if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Suffolk, New York, Richmond, Bronx, Westchester, Putnam, Rockland, Orange, Nassau, Queens, Kings, Albany, Schenectady, Montgomery, Greene, Columbia, Rensselaer, Saratoga, Fulton, Washington, Schoharie, Otsego, Hamilton, Delaware, Ulster, Dutchess, Sullivan, Warren, Essex, Clinton, Franklin, Saint Lawrence, Onondaga, Cayuga, Oswego, Madison, Cortland, Tompkins, Oneida, Seneca, Chenango, Wayne, Lewis, Herkimer, Jefferson, Tioga, Broome, Erie, Genesee, Niagara, Wyoming, Allegany, Cattaraugus, Chautauqua, Orleans, Monroe, Livingston, Yates, Ontario, Steuben, Schuyler, Chemung, and all other areas of the state.