There are 23 2018 Medicare Part D Plans available in Montana. Plans change every year, so do your home work and choose wisely. If you have a regular prescription or two, we suggest that you verify that the prescription drug plan you want offers your medication at a good price. You find this information in the formulary.
Montana Medicare Part D 2018 Coverage Gap
As you are likely aware, the Medicare Part D coverage gap, also known as the donut hole, is still with us for a few more years. The new healthcare law is gradually phasing out the coverage gap. Until the donut hole is gone for good, you need to budget for your medications accordingly.
Using a Montana Medigap Policy with a Medicare Part D Plan
While you’re looking at Medicare Prescription Drug plans, it’s a good idea to shop for supplemental Medicare insurance that will cover some or all of the excess costs not paid by Original Medicare. Even with the new healthcare law reforms, Medicare only covers about 80 percent of the hospital and doctor bills incurred by most seniors in Montana, leaving you to handle the rest. A Medigap policy protects you from big bills, giving you peace-of-mind. We make it easy to find the lowest cost policy available in Montana with our complete catalog of Medigap policies for seniors living in Montana.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Montana
More than 15-million people on Medicare enrolled in a Medicare Advantage plan in 2015. The biggest reason for switching is the added benefits and lower out-of-pocket costs. Of the additional benefits included, by far the most common is prescription drug coverage. Our catalog will show you all Medicare Advantage plans in Montana and the features, benefits and coverages they offer.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Montana if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Stillwater, Yellowstone, Rosebud, Carbon, Treasure, Sweet Grass, Big Horn, Park, Fergus, Wheatland, Golden Valley, Meagher, Musselshell, Garfield, Powder River, Petroleum, Roosevelt, Sheridan, Mccone, Richland, Daniels, Valley, Dawson, Phillips, Custer, Carter, Fallon, Prairie, Wibaux, Cascade, Lewis And Clark, Glacier, Pondera, Teton, Chouteau, Toole, Judith Basin, Liberty, Hill, Blaine, Jefferson, Broadwater, Silver Bow, Madison, Deer Lodge, Powell, Gallatin, Beaverhead, Missoula, Mineral, Lake, Ravalli, Sanders, Granite, Flathead, Lincoln, and all other areas of the state.