Minnesota seniors can choose from 23 Medicare Part D Plans in 2018. Choose carefully, and don’t settle on a prescription drug plan until you know that your most expensive medications are covered at a price you can afford. This information is available in the plan’s formulary. The formulary also gives you the co-payment information.
2018 Coverage Gap on all Minnesota Medicare Part D Plans
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2018. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Using a Minnesota Medigap Policy with a Medicare Part D Plan
Medicare does not pay for all of your hospital and doctor bills. Even with the new healthcare law in place, Original Medicare only pays about 80 percent of your major healthcare bills in Minnesota. The rest comes out of your pocket. To protect yourself from the high cost of an illness or injury that requires hopitalization, you need a Medigap supplemental Medicare insurance policy. We publish a complete catalog of Medigap policies for Minnesota seniors with the tools you need to find the most affordable policy with the best coverage.
Most Minnesota Medicare Advantage Plans Include Part D Plan Benefits
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all Minnesota Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Minnesota if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Washington, Chisago, Anoka, Isanti, Pine, Goodhue, Dakota, Rice, Scott, Wabasha, Steele, Kanabec, Ramsey, Hennepin, Wright, Sibley, Sherburne, Renville, Mcleod, Carver, Meeker, Stearns, Mille Lacs, Lake, Saint Louis, Cook, Carlton, Itasca, Aitkin, Cass, Olmsted, Mower, Winona, Houston, Fillmore, Dodge, Blue Earth, Nicollet, Freeborn, Faribault, Le Sueur, Brown, Watonwan, Martin, Waseca, Redwood, Cottonwood, Nobles, Jackson, Lincoln, Murray, Lyon, Rock, Pipestone, Kandiyohi, Stevens, Swift, Big Stone, Lac Qui Parle, Traverse, Yellow Medicine, Chippewa, Grant, Douglas, Morrison, Todd, Pope, Otter Tail, Benton, Crow Wing, Hubbard, Wadena, Becker, Norman, Clay, Mahnomen, Polk, Wilkin, Beltrami, Clearwater, Lake Of The Woods, Koochiching, Roseau, Pennington, Marshall, Red Lake, Kittson, and all other areas of the state.