Maryland seniors, you have 21 Medicare Part D Plans to choose from in 2019. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
2018 Coverage Gap on all Maryland Medicare Part D Plans
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Using a Maryland Medigap Policy with a Medicare Part D Plan
Healthcare reform has not changed the 80 percent coverage you get from Medicare for hospital and medical services. You are still responsible for paying the remaining 20 percent of all hospital and doctor bills. Even a brief hospital stay can cost you thousands of dollars out-of-pocket. You need to protect yourself from the potential financial disaster of an injury or illness, because your Original Medicare does not have you covered. That’s why we publishe a complete catalog of Medigap plans available to Maryland seniors. Medigap supplemental Medicare policies are regulated by your state board of insurance. They are completely compatible with all Medicare Part D plans.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Maryland
The rising cost of healthcare is the number one reason more Maryland seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have you compared the benefts? We have a complete catalog with all Maryland Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Maryland if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Howard, Charles, Saint Marys, Prince Georges, Calvert, Anne Arundel, Montgomery, Harford, Baltimore, Carroll, Baltimore City, Allegany, Garrett, Talbot, Queen Annes, Caroline, Kent, Dorchester, Frederick, Washington, Wicomico, Worcester, Somerset, Cecil, and all other areas of the state.