There are 22 2019 Medicare Part D Plans available in Louisiana. Plans change every year, so do your home work and choose wisely. If you have a regular prescription or two, we suggest that you verify that the prescription drug plan you want offers your medication at a good price. You find this information in the formulary.
2018 Coverage Gap on all Louisiana Medicare Part D Plans
As you are likely aware, the Medicare Part D coverage gap, also known as the donut hole, is still with us for a few more years. The new healthcare law is gradually phasing out the coverage gap. Until the donut hole is gone for good, you need to budget for your medications accordingly.
Combining a Louisiana Medigap Policy and Part D Plan Benefits
Healthcare reform has not changed the 80 percent coverage you get from Medicare for hospital and medical services. You are still responsible for paying the remaining 20 percent of all hospital and doctor bills. Even a brief hospital stay can cost you thousands of dollars out-of-pocket. You need to protect yourself from the potential financial disaster of an injury or illness, because your Original Medicare does not have you covered. That’s why we publishe a complete catalog of Medigap plans available to Louisiana seniors. Medigap supplemental Medicare policies are regulated by your state board of insurance. They are completely compatible with all Medicare Part D plans.
Get Medicare Part D Bundled with a Louisiana Medicare Advantage Plan
The rising cost of healthcare is the number one reason more Louisiana seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have you compared the benefts? We have a complete catalog with all Louisiana Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Louisiana if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Jefferson, Saint Charles, Saint Bernard, Plaquemines, St John The Baptist, Saint James, Orleans, Lafourche, Assumption, Saint Mary, Terrebonne, Ascension, Tangipahoa, Saint Tammany, Washington, Saint Helena, Livingston, Lafayette, Vermilion, Saint Landry, Iberia, Evangeline, Acadia, Saint Martin, Jefferson Davis, Calcasieu, Cameron, Beauregard, Allen, Vernon, East Baton Rouge, West Baton Rouge, West Feliciana, Pointe Coupee, Iberville, East Feliciana, Bienville, Natchitoches, Claiborne, Caddo, Bossier, Webster, Red River, De Soto, Sabine, Ouachita, Richland, Franklin, Morehouse, Union, Jackson, Lincoln, Madison, West Carroll, East Carroll, Rapides, Concordia, Avoyelles, Catahoula, La Salle, Tensas, Winn, Grant, Caldwell, and all other areas of the state.