Kentucky seniors, you have 25 Medicare Part D Plans to choose from in 2019. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
2018 Coverage Gap on all Kentucky Medicare Part D Plans
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Combining a Kentucky Medigap Policy and Part D Plan Benefits
Medicare does not pay for all of your hospital and doctor bills. Even with the new healthcare law in place, Original Medicare only pays about 80 percent of your major healthcare bills in Kentucky. The rest comes out of your pocket. To protect yourself from the high cost of an illness or injury that requires hopitalization, you need a Medigap supplemental Medicare insurance policy. We publish a complete catalog of Medigap policies for Kentucky seniors with the tools you need to find the most affordable policy with the best coverage.
Most Kentucky Medicare Advantage Plans Include Part D Plan Benefits
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all Kentucky Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Kentucky if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Shelby, Nelson, Trimble, Henry, Marion, Oldham, Jefferson, Washington, Spencer, Bullitt, Meade, Breckinridge, Grayson, Hardin, Mercer, Nicholas, Powell, Rowan, Menifee, Scott, Bath, Estill, Montgomery, Jessamine, Anderson, Woodford, Bourbon, Owen, Madison, Clark, Jackson, Rockcastle, Garrard, Lincoln, Boyle, Fayette, Franklin, Whitley, Laurel, Knox, Harlan, Leslie, Bell, Letcher, Clay, Perry, Campbell, Bracken, Harrison, Boone, Pendleton, Carroll, Grant, Kenton, Mason, Fleming, Gallatin, Robertson, Boyd, Greenup, Lawrence, Carter, Lewis, Elliott, Martin, Johnson, Wolfe, Breathitt, Lee, Owsley, Morgan, Magoffin, Pike, Floyd, Knott, Mccracken, Calloway, Carlisle, Ballard, Marshall, Graves, Livingston, Hickman, Crittenden, Lyon, Fulton, Warren, Allen, Barren, Metcalfe, Monroe, Simpson, Edmonson, Butler, Logan, Todd, Trigg, Christian, Daviess, Ohio, Muhlenberg, Mclean, Hancock, Henderson, Webster, Hopkins, Caldwell, Union, Pulaski, Casey, Clinton, Russell, Mccreary, Wayne, Hart, Adair, Larue, Cumberland, Taylor, Green, and all other areas of the state.