Illinois seniors, you have 25 Medicare Part D Plans to choose from in 2018. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
Illinois Medicare Part D 2018 Coverage Gap
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2018. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Combining a Illinois Medigap Policy and Part D Plan Benefits
Healthcare reform has not changed the 80 percent coverage you get from Medicare for hospital and medical services. You are still responsible for paying the remaining 20 percent of all hospital and doctor bills. Even a brief hospital stay can cost you thousands of dollars out-of-pocket. You need to protect yourself from the potential financial disaster of an injury or illness, because your Original Medicare does not have you covered. That’s why we publishe a complete catalog of Medigap plans available to Illinois seniors. Medigap supplemental Medicare policies are regulated by your state board of insurance. They are completely compatible with all Medicare Part D plans.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Illinois
The rising cost of healthcare is the number one reason more seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have your compared the benefts? We have a complete catalog with all Illinois Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Illinois if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Mchenry, Lake, Cook, Dupage, Kane, Dekalb, Ogle, Will, Grundy, Livingston, La Salle, Kendall, Lee, Kankakee, Iroquois, Ford, Vermilion, Champaign, Jo Daviess, Boone, Stephenson, Carroll, Winnebago, Whiteside, Rock Island, Mercer, Henry, Bureau, Putnam, Marshall, Knox, Mcdonough, Fulton, Warren, Henderson, Stark, Hancock, Peoria, Schuyler, Woodford, Mason, Tazewell, Mclean, Logan, Dewitt, Macon, Piatt, Douglas, Coles, Moultrie, Edgar, Shelby, Madison, Calhoun, Macoupin, Fayette, Montgomery, Greene, Jersey, Saint Clair, Christian, Bond, Washington, Clinton, Randolph, Monroe, Perry, Adams, Pike, Brown, Effingham, Wabash, Crawford, Lawrence, Richland, Clark, Cumberland, Jasper, Clay, Wayne, Edwards, Sangamon, Morgan, Scott, Cass, Menard, Marion, Jefferson, Franklin, Hamilton, White, Williamson, Gallatin, Jackson, Union, Johnson, Massac, Alexander, Saline, Hardin, Pope, Pulaski, and all other areas of the state.