There are 26 2018 Medicare Part D Plans available in Idaho. Plans change every year, so do your home work and choose wisely. If you have a regular prescription or two, we suggest that you verify that the prescription drug plan you want offers your medication at a good price. You find this information in the formulary.
Idaho Medicare Part D 2018 Coverage Gap
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Combining a Idaho Medigap Policy and Part D Plan Benefits
Medicare does not pay for all of your hospital and doctor bills. Even with the new healthcare law in place, Original Medicare only pays about 80 percent of your major healthcare bills in Idaho. The rest comes out of your pocket. To protect yourself from the high cost of an illness or injury that requires hopitalization, you need a Medigap supplemental Medicare insurance policy. We publish a complete catalog of Medigap policies for Idaho seniors with the tools you need to find the most affordable policy with the best coverage.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Idaho
The rising cost of healthcare is the number one reason more Idaho seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have you compared the benefts? We have a complete catalog with all Idaho Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Idaho if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Bannock, Bingham, Power, Butte, Caribou, Bear Lake, Custer, Franklin, Lemhi, Oneida, Twin Falls, Cassia, Blaine, Gooding, Camas, Lincoln, Jerome, Minidoka, Bonneville, Fremont, Teton, Clark, Jefferson, Madison, Nez Perce, Clearwater, Idaho, Lewis, Latah, Elmore, Boise, Owyhee, Canyon, Washington, Valley, Adams, Ada, Gem, Payette, Kootenai, Shoshone, Bonner, Boundary, Benewah, and all other areas of the state.