Florida seniors, you have 19 Medicare Part D Plans to choose from in 2018. Low monthly premiums, too! But, don’t make a decision on the premium and deductible alone. It’s critical that you verify that your medications are covered. You find this information, and the co-payment tiers, in the formulary.
Florida Medicare Part D 2018 Coverage Gap
Are you aware that the Centers for Medicare and Medicaid Services (CMS) has not phased out the Medicare Part D coverage gap (aka, donut hole)? Fortunately the coverage gap is shrinking, and it will be gone for good in a few more years. Until then, you need to plan accordingly, particulary if you have regular medications.
Combining a Florida Medigap Policy and Part D Plan Benefits
While you’re looking at Medicare Prescription Drug plans, it’s a good idea to shop for supplemental Medicare insurance that will cover some or all of the excess costs not paid by Original Medicare. Even with the new healthcare law reforms, Medicare only covers about 80 percent of the hospital and doctor bills incurred by most seniors in Florida, leaving you to handle the rest. A Medigap policy protects you from big bills, giving you peace-of-mind. We make it easy to find the lowest cost policy available in Florida with our complete catalog of Medigap policies for seniors living in Florida.
Most Florida Medicare Advantage Plans Include Part D Plan Benefits
More than 15-million people on Medicare enrolled in a Medicare Advantage plan in 2015. The biggest reason for switching is the added benefits and lower out-of-pocket costs. Of the additional benefits included, by far the most common is prescription drug coverage. Our catalog will show you all Medicare Advantage plans in Florida and the features, benefits and coverages they offer.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Florida if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Clay, Saint Johns, Putnam, Suwannee, Nassau, Lafayette, Columbia, Union, Baker, Bradford, Hamilton, Madison, Duval, Lake, Volusia, Flagler, Marion, Sumter, Leon, Franklin, Liberty, Gadsden, Wakulla, Jefferson, Taylor, Bay, Jackson, Calhoun, Walton, Holmes, Washington, Gulf, Escambia, Santa Rosa, Okaloosa, Alachua, Gilchrist, Levy, Dixie, Seminole, Orange, Brevard, Indian River, Monroe, Miami-Dade, Broward, Palm Beach, Hendry, Martin, Glades, Hillsborough, Pasco, Pinellas, Polk, Highlands, Hardee, Osceola, Lee, Charlotte, Collier, Manatee, Sarasota, De Soto, Citrus, Hernando, Saint Lucie, Okeechobee, and all other areas of the state.