California seniors can choose from 25 Medicare Part D Plans in 2018. Choose carefully, and don’t settle on a prescription drug plan until you know that your most expensive medications are covered at a price you can afford. This information is available in the plan’s formulary. The formulary also gives you the co-payment information.
2018 Coverage Gap on all California Medicare Part D Plans
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2018. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Using a California Medigap Policy with a Medicare Part D Plan
While you’re looking at Medicare Prescription Drug plans, it’s a good idea to shop for supplemental Medicare insurance that will cover some or all of the excess costs not paid by Original Medicare. Even with the new healthcare law reforms, Medicare only covers about 80 percent of the hospital and doctor bills incurred by most seniors in California, leaving you to handle the rest. A Medigap policy protects you from big bills, giving you peace-of-mind. We make it easy to find the lowest cost policy available in California with our complete catalog of Medigap policies for seniors living in California.
Most California Medicare Advantage Plans Include Part D Plan Benefits
More than 15-million people on Medicare enrolled in a Medicare Advantage plan in 2015. The biggest reason for switching is the added benefits and lower out-of-pocket costs. Of the additional benefits included, by far the most common is prescription drug coverage. Our catalog will show you all Medicare Advantage plans in California and the features, benefits and coverages they offer.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in California if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Los Angeles, Orange, Ventura, San Bernardino, Riverside, San Diego, Imperial, Inyo, Santa Barbara, Tulare, Kings, Kern, Fresno, San Luis Obispo, Monterey, Mono, Madera, Merced, Mariposa, San Mateo, Santa Clara, San Francisco, Sacramento, Alameda, Napa, Contra Costa, Solano, Marin, Sonoma, Santa Cruz, San Benito, San Joaquin, Calaveras, Tuolumne, Stanislaus, Mendocino, Lake, Humboldt, Trinity, Del Norte, Siskiyou, Amador, Placer, Yolo, El Dorado, Alpine, Sutter, Yuba, Nevada, Sierra, Colusa, Glenn, Butte, Plumas, Shasta, Modoc, Lassen, Tehama, and all other areas of the state.