There are 24 2018 Medicare Part D Plans available in Alabama. Plans change every year, so do your home work and choose wisely. If you have a regular prescription or two, we suggest that you verify that the prescription drug plan you want offers your medication at a good price. You find this information in the formulary.
2018 Coverage Gap on all Alabama Medicare Part D Plans
If you have expensive prescriptions, chances are that you will reach the Medicare coverage gap (aka, donut hole) on your plan. The Affordable Care Act law closes the gap over the new few years, but it’s still with us in 2018. Until it’s gone you’ll need to use good sense to get through the period when your medications are not covered.
Medicare Part D Plans and Alabama Medigap Policies Work Together
Healthcare reform has not changed the 80 percent coverage you get from Medicare for hospital and medical services. You are still responsible for paying the remaining 20 percent of all hospital and doctor bills. Even a brief hospital stay can cost you thousands of dollars out-of-pocket. You need to protect yourself from the potential financial disaster of an injury or illness, because your Original Medicare does not have you covered. That’s why we publishe a complete catalog of Medigap plans available to Alabama seniors. Medigap supplemental Medicare policies are regulated by your state board of insurance. They are completely compatible with all Medicare Part D plans.
Medicare Part D Benefits Offered by Most Medicare Advantage Plans in Alabama
The rising cost of healthcare is the number one reason more Alabama seniors than ever are switching to Medicare Advantage. With lower out-of-pocket costs, an annual out-of-pocket cap, and precription drug benefits (on most plans), it makes a lot of sense. More than 15-million people on Medicare made the switch in 2015. Have you compared the benefts? We have a complete catalog with all Alabama Medicare Advantage plans that makes plans easy to compare.
Eligability and Availability
You are eligible to apply for a Medicare Part D Plan in Alabama if you are:
- A resident,
- Enrolled in Medicare Parts A and B, and
- You are age 65 or over (or have Medicare due to a disability).
Medigap Part D Plans are available in the following counties: Saint Clair, Jefferson, Shelby, Tallapoosa, Blount, Talladega, Marshall, Cullman, Bibb, Walker, Chilton, Coosa, Clay, Tuscaloosa, Hale, Pickens, Greene, Sumter, Winston, Fayette, Marion, Lamar, Franklin, Morgan, Lauderdale, Limestone, Colbert, Lawrence, Jackson, Madison, Etowah, Cherokee, De Kalb, Autauga, Pike, Crenshaw, Montgomery, Butler, Barbour, Elmore, Bullock, Macon, Lowndes, Covington, Calhoun, Cleburne, Randolph, Houston, Henry, Dale, Geneva, Coffee, Conecuh, Monroe, Escambia, Wilcox, Clarke, Mobile, Baldwin, Washington, Dallas, Marengo, Perry, Lee, Russell, Chambers, Choctaw, and all other areas of the state.