AARP MedicareRx Preferred for California Seniors

UnitedHealthcare AARP MedicareRx Preferred (PDP) Medicare Drug Plan for qualified California residents.
Medicare Quality Rating:This Medicare drug plan has an average rating of 3.5
Your Monthly Cost:
$51.10
Your Pharmacy Co-Pay:$0.00
Starting Coverage Limit:$2,850.00
By Mail Order:Yes
Gap Coverage:No Gap Coverage
Low Income Subsidy:No
Formulary Drugs:3707
Plan ID:S5820-031
Plan Year:2014
Medicare Approved for: CA Residents
Plan Type:National

Medicare Prescription Drug Plan Summary

AARP MedicareRx Preferred California Medicare Part D Plan S5820-031-CAAARP MedicareRx Preferred is an approved 2014 Medicare Prescription Drug Plan (Part D) for California seniors.

The annual premium is $613.20 ($51.10 monthly), and it has a $0.00 annual deductible. With a zero dollar deductible you have first dollar coverage. Many plans have a policy deductible that must be paid in full prior to receiving prescription coverage assistance.

The formulary ID for this UnitedHealthcare plan is 00014403. The formulary contains 3707 medications.

Most California seniors with Medicare pay the published amount for their Part D plan. However, if you qualify for the Extra Help program, your premium may be lower or cost nothing. If you entered the Part D program late, a penalty may be imposed and your premium will be higher.

Compare plans for best prices on your prescriptions. Here are a few Part D Plans we thin you should see:

AARP MedicareRx Preferred Initial Coverage

ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2013, the ICL is $2,850. This number is adjusted each year. That means you receive prescription coverage assistance on day one (first dollar coverage).

All prescription drugs are assigned to one of several tiers within the plan's drug formulary. The plan uses the tiers to manage cost-sharing for each drug. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.

The pharmacy co-pay with the AARP MedicareRx Preferred plan in California is tiered as follows:

Tier  Co-Pay AmountMedications in Tier
1$2.0066 Preferred Generics
2$5.00996 Non-Preferred Generics
3$40.001128 Preferred Brand Drugs
4$85.00920 Non-Preferred Brand Drugs
533%597 Specialty Drugs

2014 Part D Plan Doughnut Hole

The Initial Coverage Limit (ICL) is $2,850.00. The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. When you reach the donut hole with the AARP MedicareRx Preferred plan all depends on your prescriptions. The Gap Coverage with this policy: No Gap Coverage

Low Income Subsidy

This presdription drug plan does not qualify for the $0 LIS premium.

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