AR Blue Cross - Medi-Pak Rx Basic for Arkansas Seniors

Arkansas Blue Cross And Blue Shield AR Blue Cross - Medi-Pak Rx Basic (PDP) Medicare Drug Plan for qualified Arkansas residents.
Medicare Quality Rating:This Medicare drug plan has an average rating of 3.5
Your Monthly Cost:
$43.10
Your Pharmacy Co-Pay:$310.00
Starting Coverage Limit:$2,850.00
By Mail Order:Yes
Gap Coverage:No Gap Coverage
Low Income Subsidy:No
Formulary Drugs:2839
Plan ID:S5795-003
Plan Year:2014
Medicare Approved for: AR Residents
Plan Type:Regional

Medicare Prescription Drug Plan Summary

AR Blue Cross - Medi-Pak Rx Basic Arkansas Medicare Part D Plan S5795-003-ARAR Blue Cross - Medi-Pak Rx Basic is an approved Medicare Prescription Drug Plan (Part D) for seniors in Arkansas.

The plan's premium is $517.20 ($43.10/month). It has a $310.00 deductible (annual). For 2014, the maximum Part D deductible is $310. This amount adjusts slightly each year.

This Arkansas Blue Cross And Blue Shield plan includes 2839 FDA approved medications. The formulary ID 00014106.

Most Arkansas seniors with Medicare pay the published amount for their Part D plan. However, if you qualify for the Extra Help program, your premium may be lower or cost nothing. If you entered the Part D program late, a penalty may be imposed and your premium will be higher.

Be sure to compare this Part D Plan with these plans from other insurers:

AR Blue Cross - Medi-Pak Rx Basic Initial Coverage

ICP - the Initial Coverage Phase - is where you share the cost of your prescriptions with your insurance company. You and the carrier each pay your share until you hit the Initial Coverage Limit (ICL). In 2013, the ICL is $2,850. This number is adjusted each year. This plan has a deductible, so your ICP does not start until the deductible has been paid.

All prescription drugs are assigned to one of several tiers within the plan's drug formulary. The plan uses the tiers to manage cost-sharing for each drug. Be aware that tiers are not standardized. In other words, carriers assign drugs to the tier they deem most suitable.

The pharmacy co-pay with the AR Blue Cross - Medi-Pak Rx Basic plan in Arkansas is tiered as follows:

Tier  Co-Pay AmountMedications in Tier
1$4.00615 Preferred Generics
2$15.001008 Non-Preferred Generics
322%341 Preferred Brand Drugs
441%523 Non-Preferred Brand Drugs
525%352 Specialty Drugs

2014 Medicare Coverage Gap

The Initial Coverage Limit (ICL) is $2,850.00. The prescription drug Coverage Gap (aka, "Donut Hole") is the coverage phase where you must pay all of your medication costs. When you reach the donut hole with the AR Blue Cross - Medi-Pak Rx Basic plan all depends on your prescriptions. The Gap Coverage with this policy: No Gap Coverage

Low Income Subsidy

This plan is not available to seniors with a low income subsidy (does not qualify for the $0 LIS premium).

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